04-07-2018, 06:17 PM
(04-06-2018, 09:42 PM)crimsonghost747 Wrote: For those who have been piling up cash, when will you start your buys?
This is just a question out of interest, I'm more or less in the "invest X dollars per month" club though if we get 20% down from the previous highs then I'll probably start moving capital from my house fund to my investment account.
Interesting question enough that it should probably have its on thread. For me it depends, we have 5 investment accounts: two company sponsored kplans, ROTH, Traditional IRA and a brokerage account. My wife's kplan is set to auto-pilot with bi-weekly contributions with all capital gains and divi's reinvested--barely look at it due to very limited choices--we ride the tides of the market and it's not the end of the world. My kplan averages 20 to 25% cash that gets deployed periodically in small down turns, sometimes those down turns are missed for various reasons, all the capital gains and divi's are reinvested. The brokerage, ROTH and IRA accounts receive all divi's in cash and deployed whenever I feel like it, usually when I have about 2 to 3k to invest limiting trading fees.
I guess I fall into the category of investing along the way no matter what the market is doing. I tend to look at it as a market of stocks not a stock market...who said dat?
Not sure if I'd dip into my cash reserves if there was a big correction--I like having that emergency fund.