02-26-2016, 09:43 AM
I strayed from DGI a bit and bought a bunch of Carolina Trust Bank (CART) right below $6/share. Although they don't yet pay a dividend, they are a debt-free FCF cow that trades at under 5 times earnings. This is more of a value play, but at some point down the road they may pay dividends, as many regional banks do. I also own Southside Bankshares (SBSI).