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		<title><![CDATA[Dividend Growth Forum - Resources for Dividend Growth Investors]]></title>
		<link>https://DividendGrowthForum.com/</link>
		<description><![CDATA[Dividend Growth Forum - https://DividendGrowthForum.com]]></description>
		<pubDate>Sun, 17 May 2026 02:59:53 +0000</pubDate>
		<generator>MyBB</generator>
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			<title><![CDATA[Another Retirement Planner - Fi Calc]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2264</link>
			<pubDate>Mon, 19 May 2025 23:50:33 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2264</guid>
			<description><![CDATA[As I mentioned in my <a href="https://dividendgrowthforum.com/showthread.php?tid=2263" target="_blank">Flexible Retirement Planner (FRP) thread</a>, I was researching retirement planners as I was aging out of the workforce. I had tried NewRetirement (now called Boldin) but didn't want to pay the annual fee to keep using it. I tried the Flexible Retirement Planner which is free and allows lots of options in your planning.<br />
<br />
Another I had found is <a href="https://ficalc.app/" target="_blank">Fi Calc</a>. Fi Calc is entirely online but offers quite a bit of flexibility like FRP and you can save the results in a CSV file to import into Excel. I didn't find the documentation as comprehensive but it still offers lots of options. There are links to several other articles on retirement planning that may help you sort out your options. As FRP, Fi Calc is free and when I was testing it, it formatted well to a phone so you didn't have to keep scrolling around to enter things.<br />
<br />
In either instance, you can use both planners both for retirement and FIRE purposes if that's what you're looking for. I'd recommend giving both a try.]]></description>
			<content:encoded><![CDATA[As I mentioned in my <a href="https://dividendgrowthforum.com/showthread.php?tid=2263" target="_blank">Flexible Retirement Planner (FRP) thread</a>, I was researching retirement planners as I was aging out of the workforce. I had tried NewRetirement (now called Boldin) but didn't want to pay the annual fee to keep using it. I tried the Flexible Retirement Planner which is free and allows lots of options in your planning.<br />
<br />
Another I had found is <a href="https://ficalc.app/" target="_blank">Fi Calc</a>. Fi Calc is entirely online but offers quite a bit of flexibility like FRP and you can save the results in a CSV file to import into Excel. I didn't find the documentation as comprehensive but it still offers lots of options. There are links to several other articles on retirement planning that may help you sort out your options. As FRP, Fi Calc is free and when I was testing it, it formatted well to a phone so you didn't have to keep scrolling around to enter things.<br />
<br />
In either instance, you can use both planners both for retirement and FIRE purposes if that's what you're looking for. I'd recommend giving both a try.]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Flexible Retirement Planner]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2263</link>
			<pubDate>Fri, 18 Apr 2025 05:21:21 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2263</guid>
			<description><![CDATA[Just as I was retiring, I found several retirement planners that were much more capable than most you find on the web or at a brokerage site.<br />
<br />
I did the trial on the NewRetirement planner prior to retiring and was impressed with the features and customization available. However, I was not enamored with the annual cost of using it and stopped using it. NewRetirement planner has now been renamed Boldin. <br />
<br />
One of the new ones I found was the <a href="https://www.flexibleretirementplanner.com/wp/" target="_blank">Flexible Retirement Planner</a>. <br />
<br />
It offers many of the features of the Boldin software.<br />
<br />
Some of the features are:<br />
<ul>
<li>Monte Carlo simulations<br />
</li>
<li>Ability to change tax rates, sources of income and expenditures on a yearly basis<br />
</li>
<li>Change the rate of return on your investments on a yearly basis<br />
</li>
<li>Account for Roth conversions<br />
</li>
<li>Calculate and save multiple scenarios<br />
</li>
<li>Account for one-time large withdrawals such as buying a car or major remodeling project<br />
</li></ul>
<br />
The documentation is extensive and well laid out.<br />
<br />
Best of all, it's free. I highly recommend it.<br />
<br />
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<img src="https://DividendGrowthForum.com/images/attachtypes/image.gif" title="PNG Image" border="0" alt=".png" />
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			<content:encoded><![CDATA[Just as I was retiring, I found several retirement planners that were much more capable than most you find on the web or at a brokerage site.<br />
<br />
I did the trial on the NewRetirement planner prior to retiring and was impressed with the features and customization available. However, I was not enamored with the annual cost of using it and stopped using it. NewRetirement planner has now been renamed Boldin. <br />
<br />
One of the new ones I found was the <a href="https://www.flexibleretirementplanner.com/wp/" target="_blank">Flexible Retirement Planner</a>. <br />
<br />
It offers many of the features of the Boldin software.<br />
<br />
Some of the features are:<br />
<ul>
<li>Monte Carlo simulations<br />
</li>
<li>Ability to change tax rates, sources of income and expenditures on a yearly basis<br />
</li>
<li>Change the rate of return on your investments on a yearly basis<br />
</li>
<li>Account for Roth conversions<br />
</li>
<li>Calculate and save multiple scenarios<br />
</li>
<li>Account for one-time large withdrawals such as buying a car or major remodeling project<br />
</li></ul>
<br />
The documentation is extensive and well laid out.<br />
<br />
Best of all, it's free. I highly recommend it.<br />
<br />
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			<title><![CDATA[StockDiv]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2231</link>
			<pubDate>Mon, 21 Nov 2022 08:01:42 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2231</guid>
			<description><![CDATA[Hi all,<br />
<br />
After some quiet time, I decided to develop StockDiv from scratch so I'll be able to support it better.<br />
After some hard work, a new beta is out and I welcome you to join in and feedback about it, comment about it, suggest new features for it and yes, even complain about it.<br />
All your feedback is important so don't be shy.<br />
<br />
If you want to participate, please contact me at stockdivapp [at] gmail.com or send me a PM here.<br />
Thanks in advance<br />
Amos]]></description>
			<content:encoded><![CDATA[Hi all,<br />
<br />
After some quiet time, I decided to develop StockDiv from scratch so I'll be able to support it better.<br />
After some hard work, a new beta is out and I welcome you to join in and feedback about it, comment about it, suggest new features for it and yes, even complain about it.<br />
All your feedback is important so don't be shy.<br />
<br />
If you want to participate, please contact me at stockdivapp [at] gmail.com or send me a PM here.<br />
Thanks in advance<br />
Amos]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Dividend calendar for future dividends: DivvyDiary.com]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2223</link>
			<pubDate>Wed, 14 Sep 2022 19:54:05 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2223</guid>
			<description><![CDATA[Hey guys,<br />
<br />
I wanted to introduce you to a dividend calendar for your portfolio that is not yet very well known outside Germany: <br />
<br />
<br />
<a href="https://divvydiary.com/en/" target="_blank">https://divvydiary.com/en/</a><br />
<br />
In turbulent times on the stock market, it helps to see the future dividend income of your own companies. The calendar funcionality is also for free. You can also use it on the smartphone (Google Play Store or for Apple devices as web app).<br />
<br />
<br />
Furthermore you can see nice dividend charts (e. g. dividend groth chart, dividend history last 12 months, ...)<br /><!-- start: postbit_attachments_attachment -->
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<!-- end: postbit_attachments_attachment -->]]></description>
			<content:encoded><![CDATA[Hey guys,<br />
<br />
I wanted to introduce you to a dividend calendar for your portfolio that is not yet very well known outside Germany: <br />
<br />
<br />
<a href="https://divvydiary.com/en/" target="_blank">https://divvydiary.com/en/</a><br />
<br />
In turbulent times on the stock market, it helps to see the future dividend income of your own companies. The calendar funcionality is also for free. You can also use it on the smartphone (Google Play Store or for Apple devices as web app).<br />
<br />
<br />
Furthermore you can see nice dividend charts (e. g. dividend groth chart, dividend history last 12 months, ...)<br /><!-- start: postbit_attachments_attachment -->
<br /><!-- start: attachment_icon -->
<img src="https://DividendGrowthForum.com/images/attachtypes/image.gif" title="PNG Image" border="0" alt=".png" />
<!-- end: attachment_icon -->&nbsp;&nbsp;<a href="attachment.php?aid=343" target="_blank" title="">Dividend Calendar.png</a> (Size: 36.89 KB / Downloads: 19)
<!-- end: postbit_attachments_attachment --><br /><!-- start: postbit_attachments_attachment -->
<br /><!-- start: attachment_icon -->
<img src="https://DividendGrowthForum.com/images/attachtypes/image.gif" title="PNG Image" border="0" alt=".png" />
<!-- end: attachment_icon -->&nbsp;&nbsp;<a href="attachment.php?aid=344" target="_blank" title="">Yearly Dividend.png</a> (Size: 53.65 KB / Downloads: 19)
<!-- end: postbit_attachments_attachment --><br /><!-- start: postbit_attachments_attachment -->
<br /><!-- start: attachment_icon -->
<img src="https://DividendGrowthForum.com/images/attachtypes/image.gif" title="PNG Image" border="0" alt=".png" />
<!-- end: attachment_icon -->&nbsp;&nbsp;<a href="attachment.php?aid=345" target="_blank" title="">Dividend growth.png</a> (Size: 51.51 KB / Downloads: 19)
<!-- end: postbit_attachments_attachment -->]]></content:encoded>
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			<title><![CDATA[The stock tips from your buddy? They really aren’t good]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2194</link>
			<pubDate>Fri, 04 Mar 2022 02:23:41 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2194</guid>
			<description><![CDATA[<a href="https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3951666" target="_blank">Hailiang Chen and Byoung-Hyoun Hwang</a> examined server data from the prominent US website Seeking Alpha and checked which articles were most often read and which ones were most often shared with other users. They found ....... <a href="https://klementoninvesting.substack.com/p/the-stock-tips-from-your-buddy-they?utm_source=url&amp;s=r" target="_blank">https://klementoninvesting.substack.com/...ce=url&amp;s=r</a>]]></description>
			<content:encoded><![CDATA[<a href="https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3951666" target="_blank">Hailiang Chen and Byoung-Hyoun Hwang</a> examined server data from the prominent US website Seeking Alpha and checked which articles were most often read and which ones were most often shared with other users. They found ....... <a href="https://klementoninvesting.substack.com/p/the-stock-tips-from-your-buddy-they?utm_source=url&amp;s=r" target="_blank">https://klementoninvesting.substack.com/...ce=url&amp;s=r</a>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Fund overlap - Portfolio X-ray]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2156</link>
			<pubDate>Sat, 22 Jan 2022 04:52:38 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2156</guid>
			<description><![CDATA[Investopedia Excerpt - <br />
<br />
It can be very difficult for a retail investor to keep track of individual fund holdings, but a quarterly or annual check can help investors understand the strategy of each individual fund and provide an opportunity to compare top holdings from one fund with another. <br />
<br />
If, for example, two separate mutual funds both have over-weighted the same stock, it might be worth replacing one of the funds with a similar fund that does not carry that stock as a top holding. If a specific sector is over-weighted in two funds (such as an overweight position in technology relative to the S&amp;P 500), the investor will need to weigh the benefits and risks of this increased exposure. <br />
<br />
While small amounts of overlap are to be expected, extreme cases of fund overlap can expose an investor to unexpectedly high levels of company or sector risk, which can distort portfolio returns when compared with a relevant benchmark. <br />
<br />
&gt;<br />
<br />
For those that have multiple security assets and don't have access to Morningstar's Portfolio X-ray,  Here is alternative resource where you can access the tool (offered through 3rd party TD Ameritrade for free) to input your ETF's, Mutual funds, individual securities  etc.. to check and ensure you are comfortable with the percentage of overlap that may exist within your overall investment portfolio. You can add by dollar value, percentage or share. <br />
<br />
Be patient it may take a moment to load.  - <a href="https://www.tdameritrade.com/education/tools-and-calculators/morningstar-instant-xray.html" target="_blank">https://www.tdameritrade.com/education/t...-xray.html</a><br />
<br />
- Scoot]]></description>
			<content:encoded><![CDATA[Investopedia Excerpt - <br />
<br />
It can be very difficult for a retail investor to keep track of individual fund holdings, but a quarterly or annual check can help investors understand the strategy of each individual fund and provide an opportunity to compare top holdings from one fund with another. <br />
<br />
If, for example, two separate mutual funds both have over-weighted the same stock, it might be worth replacing one of the funds with a similar fund that does not carry that stock as a top holding. If a specific sector is over-weighted in two funds (such as an overweight position in technology relative to the S&amp;P 500), the investor will need to weigh the benefits and risks of this increased exposure. <br />
<br />
While small amounts of overlap are to be expected, extreme cases of fund overlap can expose an investor to unexpectedly high levels of company or sector risk, which can distort portfolio returns when compared with a relevant benchmark. <br />
<br />
&gt;<br />
<br />
For those that have multiple security assets and don't have access to Morningstar's Portfolio X-ray,  Here is alternative resource where you can access the tool (offered through 3rd party TD Ameritrade for free) to input your ETF's, Mutual funds, individual securities  etc.. to check and ensure you are comfortable with the percentage of overlap that may exist within your overall investment portfolio. You can add by dollar value, percentage or share. <br />
<br />
Be patient it may take a moment to load.  - <a href="https://www.tdameritrade.com/education/tools-and-calculators/morningstar-instant-xray.html" target="_blank">https://www.tdameritrade.com/education/t...-xray.html</a><br />
<br />
- Scoot]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Dataroma - See what the Big boys/gals are up too]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2101</link>
			<pubDate>Fri, 17 Dec 2021 22:49:19 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2101</guid>
			<description><![CDATA[For those interested or not familiar Dataroma tracks what the big boys and gals of Wall street are doing. (I usually visit the site once a quarter).  <a href="https://www.dataroma.com/m/home.php" target="_blank">https://www.dataroma.com/m/home.php</a><br />
<br />
Dataroma provides <br />
<ul>
<li>Commentaries / Articles (Probably the tab I visit most often)<br />
</li></ul>
<ul>
<li>Superinvestors Tab -  List the Investors tracked<br />
</li></ul>
<ul>
<li>Activity Tab list their Top buy and sells<br />
</li>
<li>S&amp;P 500 Grid List number of superinvestors ownership in a particular stock (also if you click the holding it will show detailed data)<br />
</li>
<li>Grand Portfolio - Ownership count sort combined hold price QTR Buys sells etc.. All sort-able <br />
</li></ul>
<ul>
<li>Not that it's of any great significance to the retail investor, but sometimes its fun just to see what they are up too <img src="https://DividendGrowthForum.com/images/smilies/smile.gif" alt="Smile" title="Smile" class="smilie smilie_1" />.<br />
</li></ul>
]]></description>
			<content:encoded><![CDATA[For those interested or not familiar Dataroma tracks what the big boys and gals of Wall street are doing. (I usually visit the site once a quarter).  <a href="https://www.dataroma.com/m/home.php" target="_blank">https://www.dataroma.com/m/home.php</a><br />
<br />
Dataroma provides <br />
<ul>
<li>Commentaries / Articles (Probably the tab I visit most often)<br />
</li></ul>
<ul>
<li>Superinvestors Tab -  List the Investors tracked<br />
</li></ul>
<ul>
<li>Activity Tab list their Top buy and sells<br />
</li>
<li>S&amp;P 500 Grid List number of superinvestors ownership in a particular stock (also if you click the holding it will show detailed data)<br />
</li>
<li>Grand Portfolio - Ownership count sort combined hold price QTR Buys sells etc.. All sort-able <br />
</li></ul>
<ul>
<li>Not that it's of any great significance to the retail investor, but sometimes its fun just to see what they are up too <img src="https://DividendGrowthForum.com/images/smilies/smile.gif" alt="Smile" title="Smile" class="smilie smilie_1" />.<br />
</li></ul>
]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[For Your Virtual Library - The Intelligent Investor]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2098</link>
			<pubDate>Fri, 17 Dec 2021 16:21:51 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2098</guid>
			<description><![CDATA[For your virtual Libraries  - The Intelligent Investor (Revised Edition) .PDF Format ( Revised 1973 edition) by Benjamin Graham and Jason Zweig. <br />
<br />
<a href="https://pdfhost.io/v/ettgsM3Po_The_Intelligent_Investor" target="_blank">https://pdfhost.io/v/ettgsM3Po_The_Intelligent_Investor</a><br />
<br />
<span style="font-style: italic;">“If you understand chapters 8 and 20 of The Intelligent Investor (Benjamin Graham, 1949) and chapter 12 of the General Theory (John Maynard Keynes, 1936), you don’t need to read anything else and you can turn off your TV.” - Warren Buffett</span><br />
<br />
<br />
If you find access to these books for download in .PDF format of any value please let me know. <br />
<br />
-Scoot]]></description>
			<content:encoded><![CDATA[For your virtual Libraries  - The Intelligent Investor (Revised Edition) .PDF Format ( Revised 1973 edition) by Benjamin Graham and Jason Zweig. <br />
<br />
<a href="https://pdfhost.io/v/ettgsM3Po_The_Intelligent_Investor" target="_blank">https://pdfhost.io/v/ettgsM3Po_The_Intelligent_Investor</a><br />
<br />
<span style="font-style: italic;">“If you understand chapters 8 and 20 of The Intelligent Investor (Benjamin Graham, 1949) and chapter 12 of the General Theory (John Maynard Keynes, 1936), you don’t need to read anything else and you can turn off your TV.” - Warren Buffett</span><br />
<br />
<br />
If you find access to these books for download in .PDF format of any value please let me know. <br />
<br />
-Scoot]]></content:encoded>
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		<item>
			<title><![CDATA[For your Virtual Library - The Money Game]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2092</link>
			<pubDate>Thu, 16 Dec 2021 17:34:20 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2092</guid>
			<description><![CDATA[For your virtual Libraries  - The Money Game .PDF Format (1968)-<span style="font-style: italic;"> Adam Smith</span><br />
<a href="https://pdfhost.io/v/7H52RkSjk_The_Money_Game" target="_blank">https://pdfhost.io/v/7H52RkSjk_The_Money_Game</a><br />
<br />
Written by one who signs himself 'Adam Smith' (Who some believe is Harvard-and-Oxford-trained George J. W. Goodman)<br />
<br />
If you find access to these books for download in .PDF format of any value please let me know. <br />
 -Scoot]]></description>
			<content:encoded><![CDATA[For your virtual Libraries  - The Money Game .PDF Format (1968)-<span style="font-style: italic;"> Adam Smith</span><br />
<a href="https://pdfhost.io/v/7H52RkSjk_The_Money_Game" target="_blank">https://pdfhost.io/v/7H52RkSjk_The_Money_Game</a><br />
<br />
Written by one who signs himself 'Adam Smith' (Who some believe is Harvard-and-Oxford-trained George J. W. Goodman)<br />
<br />
If you find access to these books for download in .PDF format of any value please let me know. <br />
 -Scoot]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[For Your Virtual Library - Dividend's Still Don't Lie]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2088</link>
			<pubDate>Thu, 16 Dec 2021 14:00:25 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2088</guid>
			<description><![CDATA[For your Virtual Libraries - Dividend's Still Don't Lie .PDF format - Kelley Wright (2013)<br />
<br />
<span style="color: unset;"><span style="font-size: small;"><span style="font-family: sans-serif, Tahoma, Verdana, Arial;"><a href="https://pdfhost.io/v/qEP3EBVK3_Dividends_Still_Dont_Lie" target="_blank">https://pdfhost.io/v/qEP3EBVK3_Dividends_Still_Dont_Lie</a></span></span></span> (Takes a few moments to load)<br />
<br />
A timely follow-up to the bestselling classic Dividends Don't Lie by Geraldine Weiss (1988)<br />
<br />
If you find access to these books for download of any value please let me know. <br />
-Scoot<br />
<br />
"God is great, beer is good, and people are crazy"- Billy Currington]]></description>
			<content:encoded><![CDATA[For your Virtual Libraries - Dividend's Still Don't Lie .PDF format - Kelley Wright (2013)<br />
<br />
<span style="color: unset;"><span style="font-size: small;"><span style="font-family: sans-serif, Tahoma, Verdana, Arial;"><a href="https://pdfhost.io/v/qEP3EBVK3_Dividends_Still_Dont_Lie" target="_blank">https://pdfhost.io/v/qEP3EBVK3_Dividends_Still_Dont_Lie</a></span></span></span> (Takes a few moments to load)<br />
<br />
A timely follow-up to the bestselling classic Dividends Don't Lie by Geraldine Weiss (1988)<br />
<br />
If you find access to these books for download of any value please let me know. <br />
-Scoot<br />
<br />
"God is great, beer is good, and people are crazy"- Billy Currington]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[For your Virtual Library - The most Important Thing]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2087</link>
			<pubDate>Thu, 16 Dec 2021 02:02:17 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2087</guid>
			<description><![CDATA[For your virtual Libraries - The most Important Thing: <span style="font-style: italic;">Uncommon Sense for the Thoughtful Investor (2011) - Howard Marks</span><br />
<br />
<a href="https://www.google.com/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=&amp;cad=rja&amp;uact=8&amp;ved=2ahUKEwiXsI3Jm-f0AhUCJt8KHctEAMMQFnoECAUQAQ&amp;url=https%3A%2F%2Fbailiping.github.io%2Fassets%2Fdocs%2FEconomics%2FThe%2520Most%2520Important%2520Thing%2520Uncommon%2520Sense%2520for%2520the%2520Thoughtful%2520Investor%2520(%2520PDFDrive%2520).pdf&amp;usg=AOvVaw1yuHmaa7uRMMJhyg_MVGrF" target="_blank">https://www.google.com/url?sa=t&amp;rct=j&amp;q=...Jhyg_MVGrF</a><br />
<br />
If you find access to these books for download of any value please let me know and I will keep posting them. <br />
-Scoot]]></description>
			<content:encoded><![CDATA[For your virtual Libraries - The most Important Thing: <span style="font-style: italic;">Uncommon Sense for the Thoughtful Investor (2011) - Howard Marks</span><br />
<br />
<a href="https://www.google.com/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=&amp;cad=rja&amp;uact=8&amp;ved=2ahUKEwiXsI3Jm-f0AhUCJt8KHctEAMMQFnoECAUQAQ&amp;url=https%3A%2F%2Fbailiping.github.io%2Fassets%2Fdocs%2FEconomics%2FThe%2520Most%2520Important%2520Thing%2520Uncommon%2520Sense%2520for%2520the%2520Thoughtful%2520Investor%2520(%2520PDFDrive%2520).pdf&amp;usg=AOvVaw1yuHmaa7uRMMJhyg_MVGrF" target="_blank">https://www.google.com/url?sa=t&amp;rct=j&amp;q=...Jhyg_MVGrF</a><br />
<br />
If you find access to these books for download of any value please let me know and I will keep posting them. <br />
-Scoot]]></content:encoded>
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			<title><![CDATA[For your Virtual Library - Mastering the Market Cycle]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2086</link>
			<pubDate>Wed, 15 Dec 2021 23:05:00 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2086</guid>
			<description><![CDATA[For your Virtual Libraries - <a href="https://www.google.com/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=&amp;ved=2ahUKEwiUle_e8-b0AhUmnOAKHSHJAagQFnoECEoQAQ&amp;url=https%3A%2F%2Fbailiping.github.io%2Fassets%2Fdocs%2FEconomics%2FMastering%2520the%2520Market%2520Cycle%2520Getting%2520the%2520Odds%2520on%2520Your%2520Side.pdf&amp;usg=AOvVaw1Hssog-tgI-DiIkjxNbXra" target="_blank">https://www.google.com/url?sa=t&amp;rct=j&amp;q=...iIkjxNbXra</a><br />
<br />
Mastering the Market Cycle- <span style="font-style: italic;">Getting</span> <span style="font-style: italic;">The Odds On Your Side .PDF Format (2018 )- By Howard Marks</span><br />
<br />
If you find access to these books for download of any value please let me know and I will keep posting them. <br />
-Scoot]]></description>
			<content:encoded><![CDATA[For your Virtual Libraries - <a href="https://www.google.com/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=&amp;ved=2ahUKEwiUle_e8-b0AhUmnOAKHSHJAagQFnoECEoQAQ&amp;url=https%3A%2F%2Fbailiping.github.io%2Fassets%2Fdocs%2FEconomics%2FMastering%2520the%2520Market%2520Cycle%2520Getting%2520the%2520Odds%2520on%2520Your%2520Side.pdf&amp;usg=AOvVaw1Hssog-tgI-DiIkjxNbXra" target="_blank">https://www.google.com/url?sa=t&amp;rct=j&amp;q=...iIkjxNbXra</a><br />
<br />
Mastering the Market Cycle- <span style="font-style: italic;">Getting</span> <span style="font-style: italic;">The Odds On Your Side .PDF Format (2018 )- By Howard Marks</span><br />
<br />
If you find access to these books for download of any value please let me know and I will keep posting them. <br />
-Scoot]]></content:encoded>
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			<title><![CDATA[Business Cycle approach for the DG Investor]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2082</link>
			<pubDate>Wed, 15 Dec 2021 15:44:08 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2082</guid>
			<description><![CDATA[I <span style="font-weight: bold;">augment</span> my DGI portfolio following Business Cycle methodologies. This semi-passive approach has worked very very well for me for decades (I have been employing this methodology before Fidelity even stuck a label on it). <br />
<br />
I utilize this strategy when deploying new capital whether to invest in a new company or increase share count in an existing, Under-weighting and over-weighting individual DG investments within my portfolio during specific phases of a full business cycle. (semi passive because "historically" a full business cycle take approx 7+ years to fully complete. This allows me to only tweak my investment holdings very rarely as the market reacts when the business economic cycle enters a new phase. <br />
<br />
For those interested  - See attachments<br />
<br />
- Business Cycle Approach to Equity Sector Investing<br />
- Business Cycle Approach to Asset Allocation<br />
<br />
Others mileage may vary (and usually does) <img src="https://DividendGrowthForum.com/images/smilies/smile.gif" alt="Smile" title="Smile" class="smilie smilie_1" /><br />
- Scoot<br />
<br />
“<span style="font-size: small;">Most investors think diversification consists of holding many different things, </span><br />
<span style="font-size: small;">few understand that diversification is effective only if portfolio holdings can be</span><br />
<span style="font-size: small;">counted on to respond differently to a given development in the environment”</span><br />
<span style="font-size: small;">- Howard Marks</span><br />
<br />
Attachment<span style="font-weight: bold;"> 1</span> (could not figure out how to attach two .PDF's within one comment , see additional comment below for second attachment)<br /><!-- start: postbit_attachments_attachment -->
<br /><!-- start: attachment_icon -->
<img src="https://DividendGrowthForum.com/images/attachtypes/pdf.gif" title="Adobe Acrobat PDF" border="0" alt=".pdf" />
<!-- end: attachment_icon -->&nbsp;&nbsp;<a href="attachment.php?aid=303" target="_blank" title="">Business_Cycle_Sector_Approach_2020.pdf</a> (Size: 1.23 MB / Downloads: 4)
<!-- end: postbit_attachments_attachment -->]]></description>
			<content:encoded><![CDATA[I <span style="font-weight: bold;">augment</span> my DGI portfolio following Business Cycle methodologies. This semi-passive approach has worked very very well for me for decades (I have been employing this methodology before Fidelity even stuck a label on it). <br />
<br />
I utilize this strategy when deploying new capital whether to invest in a new company or increase share count in an existing, Under-weighting and over-weighting individual DG investments within my portfolio during specific phases of a full business cycle. (semi passive because "historically" a full business cycle take approx 7+ years to fully complete. This allows me to only tweak my investment holdings very rarely as the market reacts when the business economic cycle enters a new phase. <br />
<br />
For those interested  - See attachments<br />
<br />
- Business Cycle Approach to Equity Sector Investing<br />
- Business Cycle Approach to Asset Allocation<br />
<br />
Others mileage may vary (and usually does) <img src="https://DividendGrowthForum.com/images/smilies/smile.gif" alt="Smile" title="Smile" class="smilie smilie_1" /><br />
- Scoot<br />
<br />
“<span style="font-size: small;">Most investors think diversification consists of holding many different things, </span><br />
<span style="font-size: small;">few understand that diversification is effective only if portfolio holdings can be</span><br />
<span style="font-size: small;">counted on to respond differently to a given development in the environment”</span><br />
<span style="font-size: small;">- Howard Marks</span><br />
<br />
Attachment<span style="font-weight: bold;"> 1</span> (could not figure out how to attach two .PDF's within one comment , see additional comment below for second attachment)<br /><!-- start: postbit_attachments_attachment -->
<br /><!-- start: attachment_icon -->
<img src="https://DividendGrowthForum.com/images/attachtypes/pdf.gif" title="Adobe Acrobat PDF" border="0" alt=".pdf" />
<!-- end: attachment_icon -->&nbsp;&nbsp;<a href="attachment.php?aid=303" target="_blank" title="">Business_Cycle_Sector_Approach_2020.pdf</a> (Size: 1.23 MB / Downloads: 4)
<!-- end: postbit_attachments_attachment -->]]></content:encoded>
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			<title><![CDATA[Simply Safe Dividends]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2065</link>
			<pubDate>Sun, 12 Dec 2021 11:45:25 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2065</guid>
			<description><![CDATA[I did not see it, SSD, listed.  <br />
<br />
It has very good tools for dividend investors, I have consolidated our two portfolios there and rely on their research, dividend safety ratings, screening tools and newsletters in my investment work for Kathy and I.  <br />
<br />
For dividend growth investors, it is the best I have seen.<br />
<br />
They have a two week free trial that requires zero credit card info and are responsive to questions sent to them by folks.]]></description>
			<content:encoded><![CDATA[I did not see it, SSD, listed.  <br />
<br />
It has very good tools for dividend investors, I have consolidated our two portfolios there and rely on their research, dividend safety ratings, screening tools and newsletters in my investment work for Kathy and I.  <br />
<br />
For dividend growth investors, it is the best I have seen.<br />
<br />
They have a two week free trial that requires zero credit card info and are responsive to questions sent to them by folks.]]></content:encoded>
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			<title><![CDATA[FINRA - Another excellent tool for your Tool box.]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2056</link>
			<pubDate>Fri, 10 Dec 2021 23:40:55 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2056</guid>
			<description><![CDATA[“I suppose it is tempting, if the only tool you have is a hammer, to treat everything as if it were a nail.”- Maslow's hammer 1966<br />
<br />
For those unfamiliar check out FINRA (Morningstar)- <a href="https://finra-markets.morningstar.com/MarketData/EquityOptions/detail.jsp?query=14%3A0P000000RD&amp;sdkVersion=2.52.0" target="_blank">https://finra-markets.morningstar.com/Ma...ion=2.52.0</a><br />
<br />
Every investor in America relies on one thing: fair financial markets. To protect investors and ensure the market’s integrity, FINRA is a government authorized not-for-profit organization that oversees U.S. broker-dealers. FINRA is so robust,  Once you become familiar with it, it will replace a lot of Hodge Podge websites You may have relied on in the past you ahd to jump in and out of or bounce back and forth in to find all the relevant research information for a security you were looking for. FINRA website provides so much up to date information, and is so rich in content I could not possible go through each tab here, But I will highlight just a few tip of the iceberg tabs. <br />
<br />
<span style="font-weight: bold;">* </span>The Quote tab provides the latest snapshot . Mkt open / Mkt close share price for an individual security Mkt cap, 52 week high low, comparison charts, fundamentals, security News etc..<br />
<br />
<span style="font-weight: bold;">* </span>The profile Tab provides a Morningstar snapshot of info  - Fair MKT value and Morningstar rating for the individual security<br />
<br />
<span style="font-weight: bold;">* </span>The financials tab lays out the securitys latest reported balance sheet , income statement, cash flow etc<br />
<br />
<span style="font-weight: bold;">*</span> The valuations tab is spectacular and one I rely on heavily - Price/Earnings, Price/Book, Price/Sales, Price/Earnings, Dividend etc.. is all there in an easy to understand format. (a wall street estimate sub tab is also available on under the valuations Tab if your interested in seeing what the big boys think. <br />
<br />
<span style="font-weight: bold;">* </span>The Filings tab provides an archive treasure trove of the latest quarterly and annual reports (from present going back years) for the individual security your researching...<br />
<br />
and so so so much more... I urge those who perhaps may not be familiar with FINRA (Morningstar) (or forgot about it) take it for the spin and kick the tires. It's free online and will become another valuable tool in your DGI toolkit. This is one tool I have pinned to my browser tool bar and reference most often. <br />
<br />
All have an awesome and safe evening.Take care of each other it can be rough out there.<br />
If you can't pay it back, pay it forward when you can. <br />
 <br />
- Scoot]]></description>
			<content:encoded><![CDATA[“I suppose it is tempting, if the only tool you have is a hammer, to treat everything as if it were a nail.”- Maslow's hammer 1966<br />
<br />
For those unfamiliar check out FINRA (Morningstar)- <a href="https://finra-markets.morningstar.com/MarketData/EquityOptions/detail.jsp?query=14%3A0P000000RD&amp;sdkVersion=2.52.0" target="_blank">https://finra-markets.morningstar.com/Ma...ion=2.52.0</a><br />
<br />
Every investor in America relies on one thing: fair financial markets. To protect investors and ensure the market’s integrity, FINRA is a government authorized not-for-profit organization that oversees U.S. broker-dealers. FINRA is so robust,  Once you become familiar with it, it will replace a lot of Hodge Podge websites You may have relied on in the past you ahd to jump in and out of or bounce back and forth in to find all the relevant research information for a security you were looking for. FINRA website provides so much up to date information, and is so rich in content I could not possible go through each tab here, But I will highlight just a few tip of the iceberg tabs. <br />
<br />
<span style="font-weight: bold;">* </span>The Quote tab provides the latest snapshot . Mkt open / Mkt close share price for an individual security Mkt cap, 52 week high low, comparison charts, fundamentals, security News etc..<br />
<br />
<span style="font-weight: bold;">* </span>The profile Tab provides a Morningstar snapshot of info  - Fair MKT value and Morningstar rating for the individual security<br />
<br />
<span style="font-weight: bold;">* </span>The financials tab lays out the securitys latest reported balance sheet , income statement, cash flow etc<br />
<br />
<span style="font-weight: bold;">*</span> The valuations tab is spectacular and one I rely on heavily - Price/Earnings, Price/Book, Price/Sales, Price/Earnings, Dividend etc.. is all there in an easy to understand format. (a wall street estimate sub tab is also available on under the valuations Tab if your interested in seeing what the big boys think. <br />
<br />
<span style="font-weight: bold;">* </span>The Filings tab provides an archive treasure trove of the latest quarterly and annual reports (from present going back years) for the individual security your researching...<br />
<br />
and so so so much more... I urge those who perhaps may not be familiar with FINRA (Morningstar) (or forgot about it) take it for the spin and kick the tires. It's free online and will become another valuable tool in your DGI toolkit. This is one tool I have pinned to my browser tool bar and reference most often. <br />
<br />
All have an awesome and safe evening.Take care of each other it can be rough out there.<br />
If you can't pay it back, pay it forward when you can. <br />
 <br />
- Scoot]]></content:encoded>
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			<title><![CDATA[Best Screener I have found]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2048</link>
			<pubDate>Thu, 09 Dec 2021 19:10:20 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2048</guid>
			<description><![CDATA[FINVIZ - <a href="https://finviz.com/" target="_blank">https://finviz.com/</a><br />
<br />
However Finviz is more than just a screener <br />
<br />
- I enjoy their "News" Tab to catch relevant business headlines. <br />
- Their "heat "Maps" provide a great visual snapshot in time of present goings on around the horn so to speak. <br />
- Their "Group" tab is perfect to keep abreast of individual sector performance. <br />
 - I've been using FINVIZ for quite a while, and find the Screener itself quite robust when selecting the "All" tab which has met my needs nicely. <br />
<br />
Do others here rely on FINVIZ or another screener they would like to share that meet their needs?]]></description>
			<content:encoded><![CDATA[FINVIZ - <a href="https://finviz.com/" target="_blank">https://finviz.com/</a><br />
<br />
However Finviz is more than just a screener <br />
<br />
- I enjoy their "News" Tab to catch relevant business headlines. <br />
- Their "heat "Maps" provide a great visual snapshot in time of present goings on around the horn so to speak. <br />
- Their "Group" tab is perfect to keep abreast of individual sector performance. <br />
 - I've been using FINVIZ for quite a while, and find the Screener itself quite robust when selecting the "All" tab which has met my needs nicely. <br />
<br />
Do others here rely on FINVIZ or another screener they would like to share that meet their needs?]]></content:encoded>
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			<title><![CDATA[The Money Game- Audiobook (free online)]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2036</link>
			<pubDate>Tue, 07 Dec 2021 14:18:54 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2036</guid>
			<description><![CDATA[For those who enjoy Audiobooks here is a link to Adam Smith's (pseudonym for whom some believe to be George J. W. Goodman). <br />
<br />
The Money Game 1967 - <a href="https://www.youtube.com/watch?v=NbuRnI00O0c" target="_blank">https://www.youtube.com/watch?v=NbuRnI00O0c</a><br />
<br />
It is absolutely remarkable how well this book holds up decades later. A great and at time humorous listen. <br />
<br />
<br />
excerpt - <br />
<span style="font-size: small;">My solution to the current market,” the Great Winfield said. “Kids. This is a kids’ market. This is Billy the Kid, Johnny the Kid, and Sheldon the Kid.” “Aren’t they cute?” the Great Winfield asked. “Aren’t they fuzzy? Like teddy bears. It’s their market. I have taken them on for the duration.” ......</span><br />
<br />
<span style="font-size: small;">Of course, veteran that he was, the Great Winfield knew the truth.</span><br />
<br />
<span style="font-size: small;">....“The strength of my kids is that they are too young to remember anything bad, and they are making so much money they feel invincible,” said the Great Winfield. “Now you know and I know that one day the orchestra will stop playing and the wind will rattle through the broken window panes. . .”- The Money Game(1967)</span><br />
<br />
<br />
- Scoot]]></description>
			<content:encoded><![CDATA[For those who enjoy Audiobooks here is a link to Adam Smith's (pseudonym for whom some believe to be George J. W. Goodman). <br />
<br />
The Money Game 1967 - <a href="https://www.youtube.com/watch?v=NbuRnI00O0c" target="_blank">https://www.youtube.com/watch?v=NbuRnI00O0c</a><br />
<br />
It is absolutely remarkable how well this book holds up decades later. A great and at time humorous listen. <br />
<br />
<br />
excerpt - <br />
<span style="font-size: small;">My solution to the current market,” the Great Winfield said. “Kids. This is a kids’ market. This is Billy the Kid, Johnny the Kid, and Sheldon the Kid.” “Aren’t they cute?” the Great Winfield asked. “Aren’t they fuzzy? Like teddy bears. It’s their market. I have taken them on for the duration.” ......</span><br />
<br />
<span style="font-size: small;">Of course, veteran that he was, the Great Winfield knew the truth.</span><br />
<br />
<span style="font-size: small;">....“The strength of my kids is that they are too young to remember anything bad, and they are making so much money they feel invincible,” said the Great Winfield. “Now you know and I know that one day the orchestra will stop playing and the wind will rattle through the broken window panes. . .”- The Money Game(1967)</span><br />
<br />
<br />
- Scoot]]></content:encoded>
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			<title><![CDATA[macrotrends web site--good data]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=2006</link>
			<pubDate>Sun, 08 Aug 2021 17:00:00 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=2006</guid>
			<description><![CDATA[<a href="https://www.macrotrends.net/stocks/stock-screener" target="_blank">https://www.macrotrends.net/stocks/stock-screener</a>]]></description>
			<content:encoded><![CDATA[<a href="https://www.macrotrends.net/stocks/stock-screener" target="_blank">https://www.macrotrends.net/stocks/stock-screener</a>]]></content:encoded>
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			<title><![CDATA[a nice dividend tool]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=1923</link>
			<pubDate>Sun, 17 May 2020 15:14:33 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=1923</guid>
			<description><![CDATA[I found this site from Justin Law's website--David Fish (RIP)--Dividend Contenders site<br />
<br />
<a href="https://www.dripinvesting.org/tools/tools.asp" target="_blank">https://www.dripinvesting.org/tools/tools.asp</a><br />
<br />
<br />
nice basic info and it's free--i use firefox and had zero pop ups<br />
<br />
<a href="https://trackyourdividends.com/" target="_blank">https://trackyourdividends.com/</a>]]></description>
			<content:encoded><![CDATA[I found this site from Justin Law's website--David Fish (RIP)--Dividend Contenders site<br />
<br />
<a href="https://www.dripinvesting.org/tools/tools.asp" target="_blank">https://www.dripinvesting.org/tools/tools.asp</a><br />
<br />
<br />
nice basic info and it's free--i use firefox and had zero pop ups<br />
<br />
<a href="https://trackyourdividends.com/" target="_blank">https://trackyourdividends.com/</a>]]></content:encoded>
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			<title><![CDATA[Charles Schwab question]]></title>
			<link>https://DividendGrowthForum.com/showthread.php?tid=1921</link>
			<pubDate>Wed, 13 May 2020 15:14:17 +0000</pubDate>
			<guid isPermaLink="false">https://DividendGrowthForum.com/showthread.php?tid=1921</guid>
			<description><![CDATA[I am thinking about moving some of our accounts to Charles Schwab. Does anyone have a recent experience with their brokerage? <br />
<br />
I am looking for feedback about  operations (including web and streetsmart edge), reliability and performance of the platform and of course support.]]></description>
			<content:encoded><![CDATA[I am thinking about moving some of our accounts to Charles Schwab. Does anyone have a recent experience with their brokerage? <br />
<br />
I am looking for feedback about  operations (including web and streetsmart edge), reliability and performance of the platform and of course support.]]></content:encoded>
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	</channel>
</rss>