<![CDATA[Dividend Growth Forum - Dividend Growth Investing]]> https://DividendGrowthForum.com/ Fri, 10 Apr 2026 04:00:50 +0000 MyBB <![CDATA[S&P Dow Jones Indices Reports on Dividend Payment History]]> https://DividendGrowthForum.com/showthread.php?tid=2272 Sat, 17 Jan 2026 15:05:29 +0000 https://DividendGrowthForum.com/showthread.php?tid=2272
In the meantime, I'd thought I'd post a snippet of the article I found on the PRNewswire website. It's an interesting read on the results of dividend actions taken over the last year. If you happen to stumble on the original article, I'd appreciate if you'd post a link to it here.


S&P Dow Jones Indices Reports U.S. Common Indicated Dividend Payments Increase of $13.1 Billion in Q4 2025 and $46.4 Billion for 2025
  • Q4 2025 U.S. common dividend increases were $16.1 billion, up 14.9% from $14.0 billion in Q3 2025 and up 13.0% from $14.2 billion in Q4 2024.
  • Q4 2025 U.S. common dividend decreases were $3.0 billion, down 12.4% from $3.4 billion in Q3 2025 and up 20.5% from $2.5 billion in Q4 2024.
  • Q4 2025 net indicated dividend rate change increased $13.1 billion.
  • For 2025 U.S. common dividend increases were $59.3 billion, down 16.9% from the 2024 period's $71.4 billion; decreases were down 28.8% to $12.9 billion compared to $18.1 billion for the prior 12-month period.
  • The net 2025 indicated dividend increase was $46.4 billion compared to $45.1 billion for the 12-months ending September 2025 and $53.3 billion for 2024.
NEW YORK, Jan. 7, 2026 /PRNewswire/ -- S&P Dow Jones Indices today announced the indicated dividend net changes (increases less decreases) for U.S. domestic common stocks increased $13.1 billion during Q4 2025, compared to the $10.6 billion increase in Q3 2025 and the $11.7 billion increase in Q4 2024. Increases were $16.1 billion in Q4 2025 versus $14.0 billion for Q3 2025 and $14.2 billion in Q4 2024. Decreases for the quarter were $3.0 billion compared to $3.4 billion in Q3 2025 and $2.5 billion in Q4 2024. 

For 2025, the net dividend rate increased $46.4 billion compared to the net $53.3 billion for 2024. For 2023 it was $36.5 billion, 2022 was $68.2 billion, and in 2021 it was $69.8 billion; with the 2020 net change negative as 43 S&P 500 issues suspended their dividends at -$40.8 billion. Increases for the 12-month December 2025 period were $59.3 billion versus the previous period's $71.4 billion, and decreases were $12.9 billion compared to $18.1 billion compared to the 2024 period. 

"Dividend growth continued to be slow, but remained steady in Q4 2025, as concern over forward cash commitment was inhabited by the uncertainty over tariff polices, and any impact to consumer and enterprise spending, costs, and the general economy. Overall, companies continued to increase their dividends, but with smaller increases for those on a perceived schedule (annually). For companies not on a perceived schedule, some appear to have put off their actions for now," said Howard Silverblatt, Senior Index Analyst at S&P Dow Jones Indices.

Silverblatt continued: "Given tariff and policy clarity have improved in Q4, companies may increase their payouts but still require more legislative and executive assurances for higher forward, long-term dividend commitments. At this point, Q1 2026 is expected to be a very busy positive period for dividend increases, as overall earnings and sales have posted record levels, with 2026 expected to post more records. However, given the current level of uncertainty and potential speed of policy change, investors should not be overly optimistic about the size of dividend increases, as S&P 500 issues are expected to post a mid-single digit payment gain for 2026."

S&P 500® Dividends
On a per share basis, S&P 500 Q4 2025 dividend payments increased 2.3% to a record $20.25 per share payment, from Q3 2025's $19.808 and were up 2.2% from Q4 2024's $19.810 payment. For 2025, the index paid a record $78.92 payment, it's 16th consecutive annual increase and 14th consecutive record payment, which was up 5.5% compared to $74.83 for the 2024 period; for 2023 it paid $70.30 and in 2022 it paid $66.92.
Additional findings from S&P Dow Jones Indices' quarterly analysis of U.S. dividend activity includes:

Dividend Increases (defined as either an increase or initiation in dividend payments):
  • 634 dividend increases were reported during Q4 2025 compared to 635 during Q4 2024, a 0.2% year-over-year decrease.
  • Total dividend increases were $16.1 billion for the quarter, up from $14.2 billion in Q4 2024.
  • For 2025, 2,293 issues increased their payments, down from the 2,450 issues for 2024.
  • Total dividend increases for 2025's period were $59.3 billion, down from $71.4 billion in 2024.
Dividend Decreases (defined as either a decrease or suspension in dividend payments):
  • 38 issues decreased dividends in Q4 2025, a 15.2% year-over-year increase compared to 33 issues in Q4 2024.
  • Dividend decreases were $3.0 billion in Q4 2025, compared to $2.5 billion in Q4 2024.
  • For 2025, 176 issues decreased their dividend payments, a 33.3% increase compared to the 132 decreases for 2024.
  • Dividend decreases were $12.9 billion for 2025, a 28.8% decrease from 2024's $18.1 billion.
Non-S&P 500 Domestic Common Issues (for issues yielding 10% or less):
  • The percentage of non-S&P 500 domestic dividend-paying common issues declined to 19.4% from Q3 2025's 19.60% and was down from Q4 2024's 20.1%.
  • The weighted indicated dividend yield for paying issues was 2.53% in Q4 2025, up from the 2.49% in Q3 2025 and down from 2.83% in Q4 2024. The average indicated yield decreased to 3.07% in Q4 2025 compared to Q3 2025's 3.11% and 3.19% in Q4 2024.

The entire press release is located here.]]>
In the meantime, I'd thought I'd post a snippet of the article I found on the PRNewswire website. It's an interesting read on the results of dividend actions taken over the last year. If you happen to stumble on the original article, I'd appreciate if you'd post a link to it here.


S&P Dow Jones Indices Reports U.S. Common Indicated Dividend Payments Increase of $13.1 Billion in Q4 2025 and $46.4 Billion for 2025
  • Q4 2025 U.S. common dividend increases were $16.1 billion, up 14.9% from $14.0 billion in Q3 2025 and up 13.0% from $14.2 billion in Q4 2024.
  • Q4 2025 U.S. common dividend decreases were $3.0 billion, down 12.4% from $3.4 billion in Q3 2025 and up 20.5% from $2.5 billion in Q4 2024.
  • Q4 2025 net indicated dividend rate change increased $13.1 billion.
  • For 2025 U.S. common dividend increases were $59.3 billion, down 16.9% from the 2024 period's $71.4 billion; decreases were down 28.8% to $12.9 billion compared to $18.1 billion for the prior 12-month period.
  • The net 2025 indicated dividend increase was $46.4 billion compared to $45.1 billion for the 12-months ending September 2025 and $53.3 billion for 2024.
NEW YORK, Jan. 7, 2026 /PRNewswire/ -- S&P Dow Jones Indices today announced the indicated dividend net changes (increases less decreases) for U.S. domestic common stocks increased $13.1 billion during Q4 2025, compared to the $10.6 billion increase in Q3 2025 and the $11.7 billion increase in Q4 2024. Increases were $16.1 billion in Q4 2025 versus $14.0 billion for Q3 2025 and $14.2 billion in Q4 2024. Decreases for the quarter were $3.0 billion compared to $3.4 billion in Q3 2025 and $2.5 billion in Q4 2024. 

For 2025, the net dividend rate increased $46.4 billion compared to the net $53.3 billion for 2024. For 2023 it was $36.5 billion, 2022 was $68.2 billion, and in 2021 it was $69.8 billion; with the 2020 net change negative as 43 S&P 500 issues suspended their dividends at -$40.8 billion. Increases for the 12-month December 2025 period were $59.3 billion versus the previous period's $71.4 billion, and decreases were $12.9 billion compared to $18.1 billion compared to the 2024 period. 

"Dividend growth continued to be slow, but remained steady in Q4 2025, as concern over forward cash commitment was inhabited by the uncertainty over tariff polices, and any impact to consumer and enterprise spending, costs, and the general economy. Overall, companies continued to increase their dividends, but with smaller increases for those on a perceived schedule (annually). For companies not on a perceived schedule, some appear to have put off their actions for now," said Howard Silverblatt, Senior Index Analyst at S&P Dow Jones Indices.

Silverblatt continued: "Given tariff and policy clarity have improved in Q4, companies may increase their payouts but still require more legislative and executive assurances for higher forward, long-term dividend commitments. At this point, Q1 2026 is expected to be a very busy positive period for dividend increases, as overall earnings and sales have posted record levels, with 2026 expected to post more records. However, given the current level of uncertainty and potential speed of policy change, investors should not be overly optimistic about the size of dividend increases, as S&P 500 issues are expected to post a mid-single digit payment gain for 2026."

S&P 500® Dividends
On a per share basis, S&P 500 Q4 2025 dividend payments increased 2.3% to a record $20.25 per share payment, from Q3 2025's $19.808 and were up 2.2% from Q4 2024's $19.810 payment. For 2025, the index paid a record $78.92 payment, it's 16th consecutive annual increase and 14th consecutive record payment, which was up 5.5% compared to $74.83 for the 2024 period; for 2023 it paid $70.30 and in 2022 it paid $66.92.
Additional findings from S&P Dow Jones Indices' quarterly analysis of U.S. dividend activity includes:

Dividend Increases (defined as either an increase or initiation in dividend payments):
  • 634 dividend increases were reported during Q4 2025 compared to 635 during Q4 2024, a 0.2% year-over-year decrease.
  • Total dividend increases were $16.1 billion for the quarter, up from $14.2 billion in Q4 2024.
  • For 2025, 2,293 issues increased their payments, down from the 2,450 issues for 2024.
  • Total dividend increases for 2025's period were $59.3 billion, down from $71.4 billion in 2024.
Dividend Decreases (defined as either a decrease or suspension in dividend payments):
  • 38 issues decreased dividends in Q4 2025, a 15.2% year-over-year increase compared to 33 issues in Q4 2024.
  • Dividend decreases were $3.0 billion in Q4 2025, compared to $2.5 billion in Q4 2024.
  • For 2025, 176 issues decreased their dividend payments, a 33.3% increase compared to the 132 decreases for 2024.
  • Dividend decreases were $12.9 billion for 2025, a 28.8% decrease from 2024's $18.1 billion.
Non-S&P 500 Domestic Common Issues (for issues yielding 10% or less):
  • The percentage of non-S&P 500 domestic dividend-paying common issues declined to 19.4% from Q3 2025's 19.60% and was down from Q4 2024's 20.1%.
  • The weighted indicated dividend yield for paying issues was 2.53% in Q4 2025, up from the 2.49% in Q3 2025 and down from 2.83% in Q4 2024. The average indicated yield decreased to 3.07% in Q4 2025 compared to Q3 2025's 3.11% and 3.19% in Q4 2024.

The entire press release is located here.]]> <![CDATA[Dividend Radar Dead]]> https://DividendGrowthForum.com/showthread.php?tid=2267 Mon, 22 Sep 2025 17:25:24 +0000 https://DividendGrowthForum.com/showthread.php?tid=2267
Per the announcement on their website:

Quote:Dividend Radar has been discontinued

After much consideration, we have decided to discontinue Dividend Radar, our weekly publication of dividend stocks. This was not an easy decision, as we know many of you have come to rely on the list as part of your investing research. We’ve chosen to shift our focus toward new opportunities and projects.

We want to thank you sincerely for your readership, support, and feedback over the years. It has been a privilege to serve you.

The Dividend Champions list, better known to many as the "CCC list", was created and maintained by David Fish, Executive Editor of the Moneypaper. At the time, the Moneypaper was written to help investors with dividend reinvestment plans (DRIPs) in their investing journey. This was long before brokerages handled dividend reinvestment. He also was a co-manager of the MP63 Fund, a mutual fund dedicated to dividend growth investing.

I first found Mr. Fish on Seeking Alpha following the Great Recession (2008-09) -- sometime around 2010 or 2011. He had been publishing a list of companies with 25+ years of dividend increases. When I found his spreadsheets, they had been expanded to include companies with greater than 5 years of dividend growth history and separated into three groups:
  • Dividend Champions: U.S. stocks that have grown dividends for the last 25+ consecutive years
  • Dividend Contenders: U.S. stocks that have grown dividends for the last 10-24 consecutive years
  • Dividend Challengers: U.S. stocks that have grown dividends for the last 5-9 consecutive years
Sadly, Mr. Fish died in 2018 and Justin Law took over maintaining the list for a few years before rebranding it to the Dividend Radar spreadsheet and making some changes along the way.

As of now, I haven't found a comprehensive list to replace the CCC/Dividend Radar list. Perhaps there is no interest in dividend growth investing any more with all the new-fangled technology and the emphasis on growth stocks. It definitely is a monumental task.

David Fish was monumental to me in my investment journey setting up a comfortable income stream for retirement. He was always generous with his time and wisdom and shared freely.


As an aside, if anyone has a saved copy of his bio or the tributes on Seeking Alpha, I'd appreciate a copy.]]>
Per the announcement on their website:

Quote:Dividend Radar has been discontinued

After much consideration, we have decided to discontinue Dividend Radar, our weekly publication of dividend stocks. This was not an easy decision, as we know many of you have come to rely on the list as part of your investing research. We’ve chosen to shift our focus toward new opportunities and projects.

We want to thank you sincerely for your readership, support, and feedback over the years. It has been a privilege to serve you.

The Dividend Champions list, better known to many as the "CCC list", was created and maintained by David Fish, Executive Editor of the Moneypaper. At the time, the Moneypaper was written to help investors with dividend reinvestment plans (DRIPs) in their investing journey. This was long before brokerages handled dividend reinvestment. He also was a co-manager of the MP63 Fund, a mutual fund dedicated to dividend growth investing.

I first found Mr. Fish on Seeking Alpha following the Great Recession (2008-09) -- sometime around 2010 or 2011. He had been publishing a list of companies with 25+ years of dividend increases. When I found his spreadsheets, they had been expanded to include companies with greater than 5 years of dividend growth history and separated into three groups:
  • Dividend Champions: U.S. stocks that have grown dividends for the last 25+ consecutive years
  • Dividend Contenders: U.S. stocks that have grown dividends for the last 10-24 consecutive years
  • Dividend Challengers: U.S. stocks that have grown dividends for the last 5-9 consecutive years
Sadly, Mr. Fish died in 2018 and Justin Law took over maintaining the list for a few years before rebranding it to the Dividend Radar spreadsheet and making some changes along the way.

As of now, I haven't found a comprehensive list to replace the CCC/Dividend Radar list. Perhaps there is no interest in dividend growth investing any more with all the new-fangled technology and the emphasis on growth stocks. It definitely is a monumental task.

David Fish was monumental to me in my investment journey setting up a comfortable income stream for retirement. He was always generous with his time and wisdom and shared freely.


As an aside, if anyone has a saved copy of his bio or the tributes on Seeking Alpha, I'd appreciate a copy.]]> <![CDATA[Investment opinions - Roth, IRA, Personal Acct]]> https://DividendGrowthForum.com/showthread.php?tid=2259 Sun, 06 Apr 2025 12:58:56 +0000 https://DividendGrowthForum.com/showthread.php?tid=2259 Hello,

I have a IRA, ROTH IRA and Personal Investing Account. I have approx. 85% of my investment in Dividend Aristocrats, Kings and Champions. The remaining 15% are either in ETF’s or stocks that don’t fit in the Aristocrats/Kings (NVDA, TSLA, GOOGL).



Is it an incorrect approach to use all the accounts to invest in the same type of “portfolio” meaning all three accounts have the same blend of Aristocrats, Kings and Champions and ETF’s?


I am semi retired, I do have fixed income (pension) but also receive income from present job. Will work there a few more years then second pension and ultimately social sec. also. 


Have a 401k but no longer contributing to due to retirement from initial job. I do not take anything from investment accounts and dividends are all re-invested.

Was looking at doing a backdoor IRA but not sure if its worth paying the taxes to get the funds into a my ROTH?

Appreciate all input.


D]]> Hello,

I have a IRA, ROTH IRA and Personal Investing Account. I have approx. 85% of my investment in Dividend Aristocrats, Kings and Champions. The remaining 15% are either in ETF’s or stocks that don’t fit in the Aristocrats/Kings (NVDA, TSLA, GOOGL).



Is it an incorrect approach to use all the accounts to invest in the same type of “portfolio” meaning all three accounts have the same blend of Aristocrats, Kings and Champions and ETF’s?


I am semi retired, I do have fixed income (pension) but also receive income from present job. Will work there a few more years then second pension and ultimately social sec. also. 


Have a 401k but no longer contributing to due to retirement from initial job. I do not take anything from investment accounts and dividends are all re-invested.

Was looking at doing a backdoor IRA but not sure if its worth paying the taxes to get the funds into a my ROTH?

Appreciate all input.


D]]> <![CDATA[DG Thesis Still Valid?]]> https://DividendGrowthForum.com/showthread.php?tid=2256 Thu, 20 Feb 2025 13:50:30 +0000 https://DividendGrowthForum.com/showthread.php?tid=2256
Clearly I haven't been around in a while. Sorry about that, but life seems to live me more than I live it oftentimes. Hoping to change that.

Anyway, my portfolio still chugs along, throwing off a nice pile of dividends, but of course with the market where it is, most of the new worth gains have been from capital appreciation.

But I just looked though all of my DG holdings, and I gotta say, the dividends just aren't growing like they used to. Hopefully it is just a lull in the current climate, but it seems like most of my holdings are increasing their dividends on the order of 1 to 4 percent per year, which feels pretty underwhelming. One notable exception is AFL, which I still love, but its current yield is pretty underwhelming.

In some cases, it is because the yield has gotten too high, and in others it feels like the company is just being more conservative, or perhaps more focused on buybacks.

So is the DG thesis breaking down, or are we just in a lull? If I were just starting out today, I'm not sure I'd see it the same as I did 20 years ago.]]>
Clearly I haven't been around in a while. Sorry about that, but life seems to live me more than I live it oftentimes. Hoping to change that.

Anyway, my portfolio still chugs along, throwing off a nice pile of dividends, but of course with the market where it is, most of the new worth gains have been from capital appreciation.

But I just looked though all of my DG holdings, and I gotta say, the dividends just aren't growing like they used to. Hopefully it is just a lull in the current climate, but it seems like most of my holdings are increasing their dividends on the order of 1 to 4 percent per year, which feels pretty underwhelming. One notable exception is AFL, which I still love, but its current yield is pretty underwhelming.

In some cases, it is because the yield has gotten too high, and in others it feels like the company is just being more conservative, or perhaps more focused on buybacks.

So is the DG thesis breaking down, or are we just in a lull? If I were just starting out today, I'm not sure I'd see it the same as I did 20 years ago.]]> <![CDATA[Retirement plan]]> https://DividendGrowthForum.com/showthread.php?tid=2254 Sun, 05 May 2024 17:42:56 +0000 https://DividendGrowthForum.com/showthread.php?tid=2254
Current age: 51
Earliest possible retirement age: 55

Minimum Threshold for 55-59 retirement
Taxable account: $3 million
401k: $1.5 million

When I decide to retire, I take $1.5 million of the taxable account and put it into high dividend payers - my favorite being OMF - and average 8%.  8% of $1.5 million = $120,000 per year.  I let that cash build up in a high yield savings account.  I keep the 401k in a strong performing fund like the S&P 500 index or a similar large cap growth fund.  I start taking funds monthly from the 401k to live on, at a $200,000 per year rate.  However, if the market is down in a given month, like this April was, I suspend the 401k payment for that month and probably a couple more, and draw from the cash in the savings account instead.  So, if the 401k has a good first year and earns say 13.3%, it will stay at $1.5 million.  Furthermore, it probably can do less well than that and maintain, because on bad months I draw from the dividend-produced cash instead, so it gets time to build back up.

Meanwhile, the other $1.5 million or more in the taxable account is still invested in growth.  Every year, I trim some of that growth and make the dividend payer side larger.  Ideally 4-5 years into it, it has grown from $1.5 million to $2 million, and thus to $160,000 a year of cash producing.  Furthermore, if the cash pile in the savings account ever reaches $400,000, I cap it there.  That's already 2 years of savings to live off of in case of a nasty market downturn, so dividends produced beyond that go to reinvesting in the growth side of the portfolio.

At age 59.5, the ROTH IRA kicks in.  There too, I split it in half, with half going to high dividend payers, and the other half staying in growth.  I can't really tell what it's going to be then, but if it manages to reach say $1 million, then with $500k at 9% payers, that's $45,000 additional a year tax free.  If I haven't managed to amass enough funds prior to 59.5, I would think the ROTH coming in puts me over the edge.

Beyond age 60, the dividends should reach the point where I don't even need to draw from the 401k anymore.

The main flaw in this plan is I think retiring right at the start of a 2022 like year.  The dividend payers won't have built up the cash yet, and I won't want to draw from the 401k yet either.  I could try to live off $120k a year instead of $200k until market conditions improve (and that's assuming dividends aren't cut), I could postpone retirement, or I could convert more of the growth part of the portfolio to dividend payers.  $3 million at even 6% = $180k per year.  When market conditions improve, I could start tapping the 401k, and then put some of the taxable portfolio back into growth.

High div payers I like are OMF, HTGC, ARCC, BXSL.  I'm going to research and find more.]]>
Current age: 51
Earliest possible retirement age: 55

Minimum Threshold for 55-59 retirement
Taxable account: $3 million
401k: $1.5 million

When I decide to retire, I take $1.5 million of the taxable account and put it into high dividend payers - my favorite being OMF - and average 8%.  8% of $1.5 million = $120,000 per year.  I let that cash build up in a high yield savings account.  I keep the 401k in a strong performing fund like the S&P 500 index or a similar large cap growth fund.  I start taking funds monthly from the 401k to live on, at a $200,000 per year rate.  However, if the market is down in a given month, like this April was, I suspend the 401k payment for that month and probably a couple more, and draw from the cash in the savings account instead.  So, if the 401k has a good first year and earns say 13.3%, it will stay at $1.5 million.  Furthermore, it probably can do less well than that and maintain, because on bad months I draw from the dividend-produced cash instead, so it gets time to build back up.

Meanwhile, the other $1.5 million or more in the taxable account is still invested in growth.  Every year, I trim some of that growth and make the dividend payer side larger.  Ideally 4-5 years into it, it has grown from $1.5 million to $2 million, and thus to $160,000 a year of cash producing.  Furthermore, if the cash pile in the savings account ever reaches $400,000, I cap it there.  That's already 2 years of savings to live off of in case of a nasty market downturn, so dividends produced beyond that go to reinvesting in the growth side of the portfolio.

At age 59.5, the ROTH IRA kicks in.  There too, I split it in half, with half going to high dividend payers, and the other half staying in growth.  I can't really tell what it's going to be then, but if it manages to reach say $1 million, then with $500k at 9% payers, that's $45,000 additional a year tax free.  If I haven't managed to amass enough funds prior to 59.5, I would think the ROTH coming in puts me over the edge.

Beyond age 60, the dividends should reach the point where I don't even need to draw from the 401k anymore.

The main flaw in this plan is I think retiring right at the start of a 2022 like year.  The dividend payers won't have built up the cash yet, and I won't want to draw from the 401k yet either.  I could try to live off $120k a year instead of $200k until market conditions improve (and that's assuming dividends aren't cut), I could postpone retirement, or I could convert more of the growth part of the portfolio to dividend payers.  $3 million at even 6% = $180k per year.  When market conditions improve, I could start tapping the 401k, and then put some of the taxable portfolio back into growth.

High div payers I like are OMF, HTGC, ARCC, BXSL.  I'm going to research and find more.]]> <![CDATA[2024--Is the stock market overvauled?]]> https://DividendGrowthForum.com/showthread.php?tid=2252 Thu, 04 Apr 2024 17:20:35 +0000 https://DividendGrowthForum.com/showthread.php?tid=2252
I would say aside from something horrible happening "Or something worse?" can be removed from the thought of "What's going to happen?"

What do we know? Inflation came down and is now kind of stuck in place--so it's sticky, the consumer is not happy but is not panicking, the housing market is not great--why would it be?? Lot's of people have that really low (me too at 3.3%) mortgage and is no way going to trade up to that 7% plus mortgage unless forced into it--Blame the Fed! They created those LOW RATES, and now people are upset with 7% mortgage rates?? Have to live with the times, my first mortgage was 7.75%. Lot's of high flying stocks but it's not a stock market it's a market of stocks, so we have that to go on as an investor. Oh, and it's an election year.

Does all of this or any of it constitute moving to cash? To sit on the sidelines? And for how long? And more importantly "When to get back in from the sidelines?"

I went back to the middle of 2016 within my own portfolio

I looked at 94 months

30 months in the Red, with 3 being the most consecutive Red months (it's happened twice)

64 months in the Green, with 10 being the most consecutive Green months (it's happened once, another time is was 9)

So, looking at my portfolio the market goes up more often than down--which history has proven this to be fact. We can go back to 1928, the stock market has grown on average 9.8% per year, and that includes the Great Depression.

But who cares what the market has done yesterday when we care about not today, but tomorrow??

But what do we know about tomorrow?

Over time, we know the stock market is going to go up--we do know that much.

But why? Because, the economy grows, corporations make more money and when that happens stock prices in theory should increase.

But are corporations going to make more money and how? Through productivity and cutting costs.

Which brings me to technology.

A big part of this stock market gain has been through a few tech companies that are now viewed as overvalued, making some think the market as a whole is overvalued...

Or is it? Is the market overvalued? Are these Tech companies in the midst of a AI revolution really overvalued?

Or are they going to make more money through organic and inorganic growth? Due to this technolgy.

I wish I had an answer, but something tells me we might not be as overvalued as some think the market to be, or for that matter tech.

I do know, looking at my portfolio I'm in the midst of 5 plus months of green, history says we're closer to a red month, possibly, well, with every green day we're getting closer to a red month for sure. Once the red month comes, maybe two or three consecutive red months going back to 2016, so one has 90 days on average to get back into the market.

But what about a year like 2022? 2022 was a mess! Was there a right time to get back into the market? 

2022 had 7 months of Red with only 2 consecutive red months in a row, it happened twice that year. In a year like 2022, there is no good time to get back into the market other than little by little every week throughout the year. I say that because even though it's when we make the real money, it's gut wrenching, it's not easy.

So, why is it good to buy into the red? For tomorrow because tomorrow is historically green.

If one is going to buy and sell according to the red and green days...Man-oh-Man...I don't have an answer.]]>
I would say aside from something horrible happening "Or something worse?" can be removed from the thought of "What's going to happen?"

What do we know? Inflation came down and is now kind of stuck in place--so it's sticky, the consumer is not happy but is not panicking, the housing market is not great--why would it be?? Lot's of people have that really low (me too at 3.3%) mortgage and is no way going to trade up to that 7% plus mortgage unless forced into it--Blame the Fed! They created those LOW RATES, and now people are upset with 7% mortgage rates?? Have to live with the times, my first mortgage was 7.75%. Lot's of high flying stocks but it's not a stock market it's a market of stocks, so we have that to go on as an investor. Oh, and it's an election year.

Does all of this or any of it constitute moving to cash? To sit on the sidelines? And for how long? And more importantly "When to get back in from the sidelines?"

I went back to the middle of 2016 within my own portfolio

I looked at 94 months

30 months in the Red, with 3 being the most consecutive Red months (it's happened twice)

64 months in the Green, with 10 being the most consecutive Green months (it's happened once, another time is was 9)

So, looking at my portfolio the market goes up more often than down--which history has proven this to be fact. We can go back to 1928, the stock market has grown on average 9.8% per year, and that includes the Great Depression.

But who cares what the market has done yesterday when we care about not today, but tomorrow??

But what do we know about tomorrow?

Over time, we know the stock market is going to go up--we do know that much.

But why? Because, the economy grows, corporations make more money and when that happens stock prices in theory should increase.

But are corporations going to make more money and how? Through productivity and cutting costs.

Which brings me to technology.

A big part of this stock market gain has been through a few tech companies that are now viewed as overvalued, making some think the market as a whole is overvalued...

Or is it? Is the market overvalued? Are these Tech companies in the midst of a AI revolution really overvalued?

Or are they going to make more money through organic and inorganic growth? Due to this technolgy.

I wish I had an answer, but something tells me we might not be as overvalued as some think the market to be, or for that matter tech.

I do know, looking at my portfolio I'm in the midst of 5 plus months of green, history says we're closer to a red month, possibly, well, with every green day we're getting closer to a red month for sure. Once the red month comes, maybe two or three consecutive red months going back to 2016, so one has 90 days on average to get back into the market.

But what about a year like 2022? 2022 was a mess! Was there a right time to get back into the market? 

2022 had 7 months of Red with only 2 consecutive red months in a row, it happened twice that year. In a year like 2022, there is no good time to get back into the market other than little by little every week throughout the year. I say that because even though it's when we make the real money, it's gut wrenching, it's not easy.

So, why is it good to buy into the red? For tomorrow because tomorrow is historically green.

If one is going to buy and sell according to the red and green days...Man-oh-Man...I don't have an answer.]]> <![CDATA[Article on yahoo not-so-kind to dividend investing]]> https://DividendGrowthForum.com/showthread.php?tid=2248 Mon, 24 Jul 2023 19:54:39 +0000 https://DividendGrowthForum.com/showthread.php?tid=2248 https://finance.yahoo.com/news/ask-advis...32909.html

The middle section caught my eye:

Since we haven’t met, I’m not sure how much you’ve scrutinized the idea of dividend investing for retirement income. You may have researched it thoroughly and are perfectly comfortable with this strategy. If you haven’t, it’s important to point out some of the common misunderstandings of dividend investing. To be clear, I do not encourage retirees to rely on dividends due to several shortcomings:
  • Dividends aren’t anything extra. They are an integral part of a stock’s total return. Spending dividends means reducing forward growth.

  • They are inefficient both in terms of taxation and cash flow. When your portfolio is centered on dividends you hinder your ability to plan your tax liabilities and cash flows.

  • Companies that pay large dividends are often very similar. These companies share very similar characteristics with one another. When your portfolio is loaded up with dividend stocks you are likely to be far less diversified than you should be.

  • Dividends aren’t guaranteed. Companies must have earnings to pay dividends, which they can stop.
Dividends aren’t bad and I’m not suggesting that you should avoid dividend stocks entirely. I just think there’s less to the strategy than what the common story often suggests. (And if you need help finding financial advice, this tool can help match you with potential advisors.)]]> https://finance.yahoo.com/news/ask-advis...32909.html

The middle section caught my eye:

Since we haven’t met, I’m not sure how much you’ve scrutinized the idea of dividend investing for retirement income. You may have researched it thoroughly and are perfectly comfortable with this strategy. If you haven’t, it’s important to point out some of the common misunderstandings of dividend investing. To be clear, I do not encourage retirees to rely on dividends due to several shortcomings:
  • Dividends aren’t anything extra. They are an integral part of a stock’s total return. Spending dividends means reducing forward growth.

  • They are inefficient both in terms of taxation and cash flow. When your portfolio is centered on dividends you hinder your ability to plan your tax liabilities and cash flows.

  • Companies that pay large dividends are often very similar. These companies share very similar characteristics with one another. When your portfolio is loaded up with dividend stocks you are likely to be far less diversified than you should be.

  • Dividends aren’t guaranteed. Companies must have earnings to pay dividends, which they can stop.
Dividends aren’t bad and I’m not suggesting that you should avoid dividend stocks entirely. I just think there’s less to the strategy than what the common story often suggests. (And if you need help finding financial advice, this tool can help match you with potential advisors.)]]> <![CDATA[Bank interest vs dividend stocks]]> https://DividendGrowthForum.com/showthread.php?tid=2242 Sun, 05 Mar 2023 00:54:58 +0000 https://DividendGrowthForum.com/showthread.php?tid=2242 <![CDATA[Your 401k and your DGI portfolio?]]> https://DividendGrowthForum.com/showthread.php?tid=2241 Tue, 07 Feb 2023 13:30:24 +0000 https://DividendGrowthForum.com/showthread.php?tid=2241
PS: I turn 50 in a couple weeks, so this is looking way in the future.]]>
PS: I turn 50 in a couple weeks, so this is looking way in the future.]]> <![CDATA[Royce Value Trust]]> https://DividendGrowthForum.com/showthread.php?tid=2230 Sun, 16 Oct 2022 13:21:57 +0000 https://DividendGrowthForum.com/showthread.php?tid=2230
Thanks, always looking to simplify.]]>
Thanks, always looking to simplify.]]> <![CDATA[The New Low List]]> https://DividendGrowthForum.com/showthread.php?tid=2226 Mon, 26 Sep 2022 14:59:46 +0000 https://DividendGrowthForum.com/showthread.php?tid=2226
So many to choose from  Big Grin


SHW
VFC
SWK
SMG
PRU
NSC
META
MMM
HAS
FRT
EMN
CM
CCI
CAT
BX
AVGO
AMD
AOS
SPG
NKE
LUV
DLR
ZTS
COF
ABT
AVB
C
EQR
O
RIO
VZ


Lots more, I just listed some]]>
So many to choose from  Big Grin


SHW
VFC
SWK
SMG
PRU
NSC
META
MMM
HAS
FRT
EMN
CM
CCI
CAT
BX
AVGO
AMD
AOS
SPG
NKE
LUV
DLR
ZTS
COF
ABT
AVB
C
EQR
O
RIO
VZ


Lots more, I just listed some]]> <![CDATA[Is more downside coming?]]> https://DividendGrowthForum.com/showthread.php?tid=2225 Sun, 25 Sep 2022 00:10:13 +0000 https://DividendGrowthForum.com/showthread.php?tid=2225
Seems to me another 10% or so will happen due to the Fed waiting too long to start raising rates. Thoughts?


Sent from my iPhone using Tapatalk]]>
Seems to me another 10% or so will happen due to the Fed waiting too long to start raising rates. Thoughts?


Sent from my iPhone using Tapatalk]]> <![CDATA[Welcome your feedback and advice]]> https://DividendGrowthForum.com/showthread.php?tid=2217 Mon, 13 Jun 2022 00:48:21 +0000 https://DividendGrowthForum.com/showthread.php?tid=2217
You all helped me here many years ago to start my journey in DGI stocks. I would like your input and feedback on my current portfolio, and suggest if I need to get out of something or add. Thanks. Below is my current snapshot:

.png   Port.png (Size: 41.69 KB / Downloads: 21) ]]>
You all helped me here many years ago to start my journey in DGI stocks. I would like your input and feedback on my current portfolio, and suggest if I need to get out of something or add. Thanks. Below is my current snapshot:

.png   Port.png (Size: 41.69 KB / Downloads: 21) ]]> <![CDATA[Oil and gas drilling rig count]]> https://DividendGrowthForum.com/showthread.php?tid=2195 Fri, 11 Mar 2022 22:52:41 +0000 https://DividendGrowthForum.com/showthread.php?tid=2195
U.S. rig count resumes sharp gains after one-week lull

Mar. 11, 2022 1:13 PM ET

The United States Oil ETF, LP (USO)OLEM, OILK, NRGU, USOI, DBO, USL, SCO, UCOBy: Carl Surran, SA News Editor

Active drilling rigs in the U.S. jumped by 13 to 663 according to the latest Baker Hughes weekly survey, resuming its recent pattern of steady gains after a one-week breather.

Rigs targeting crude oil in the U.S. increased by 8 to 527, while gas rigs gained 5 to 135; rigs targeting oil in the Permian Basin jumped by 6 to 316, while the Eagle Ford shale added 2 to 47.

The total rig count had climbed for eight consecutive weeks before last week's pause; oil rigs had increased for six straight weeks heading into last week.

ETFs: USO, UCO, SCO, USL, DBO, USOI, NRGU, OILK, OLEM

Bank of America's commodities team has forecast 900K bbl/day of lower-48 supply additions on ~100 horizontal rig additions throughout 2022; the oil rig count is now up 37 in the first nine weeks of this year.
+++]]>
U.S. rig count resumes sharp gains after one-week lull

Mar. 11, 2022 1:13 PM ET

The United States Oil ETF, LP (USO)OLEM, OILK, NRGU, USOI, DBO, USL, SCO, UCOBy: Carl Surran, SA News Editor

Active drilling rigs in the U.S. jumped by 13 to 663 according to the latest Baker Hughes weekly survey, resuming its recent pattern of steady gains after a one-week breather.

Rigs targeting crude oil in the U.S. increased by 8 to 527, while gas rigs gained 5 to 135; rigs targeting oil in the Permian Basin jumped by 6 to 316, while the Eagle Ford shale added 2 to 47.

The total rig count had climbed for eight consecutive weeks before last week's pause; oil rigs had increased for six straight weeks heading into last week.

ETFs: USO, UCO, SCO, USL, DBO, USOI, NRGU, OILK, OLEM

Bank of America's commodities team has forecast 900K bbl/day of lower-48 supply additions on ~100 horizontal rig additions throughout 2022; the oil rig count is now up 37 in the first nine weeks of this year.
+++]]> <![CDATA[Insider Selling]]> https://DividendGrowthForum.com/showthread.php?tid=2191 Mon, 21 Feb 2022 16:01:33 +0000 https://DividendGrowthForum.com/showthread.php?tid=2191
The biggest insider selling over the past few weeks are

CRM
ENPH
FB
LSCC
NET
MRNA
SNAP
Z
MA
ROKU
DDOG
SCHW


Biggest insider buys

MGM
PENN
D
JAKK
BA
OPK
WRBY

As you can see no tech insider buys at all. Just something to keep in mind]]>
The biggest insider selling over the past few weeks are

CRM
ENPH
FB
LSCC
NET
MRNA
SNAP
Z
MA
ROKU
DDOG
SCHW


Biggest insider buys

MGM
PENN
D
JAKK
BA
OPK
WRBY

As you can see no tech insider buys at all. Just something to keep in mind]]> <![CDATA[Communication sector, the week in review]]> https://DividendGrowthForum.com/showthread.php?tid=2190 Sun, 20 Feb 2022 14:04:55 +0000 https://DividendGrowthForum.com/showthread.php?tid=2190 I hold TU

The week's top five gainers among large-cap Communications Services stocks and larger ($10B market cap or more):

Interpublic Group (NYSE:IPG), +3.4%;
Telefónica Brasil (NYSE:VIV), +1.9%;
Chunghwa Telecom (NYSE:CHT), +1.8%;
Orange (NYSE:ORAN), +1.6%;
Telus (NYSE:TU), +1.6%.

The week's top five decliners among large-cap Communications Services stocks and larger ($10B market cap or more):

Roku (ROKU), -31.4%;
Roblox (RBLX), -25.6%;
Sea Limited (SE), -19.3%;
ViacomCBS (was VIAC, now PARA), -17.3%;
Twilio (NYSE:TWLO), -17.1%.

https://seekingalpha.com/news/3802204-communications-stocks-sink-for-another-week-with-roku-and-roblox-leading-way-down]]> I hold TU

The week's top five gainers among large-cap Communications Services stocks and larger ($10B market cap or more):

Interpublic Group (NYSE:IPG), +3.4%;
Telefónica Brasil (NYSE:VIV), +1.9%;
Chunghwa Telecom (NYSE:CHT), +1.8%;
Orange (NYSE:ORAN), +1.6%;
Telus (NYSE:TU), +1.6%.

The week's top five decliners among large-cap Communications Services stocks and larger ($10B market cap or more):

Roku (ROKU), -31.4%;
Roblox (RBLX), -25.6%;
Sea Limited (SE), -19.3%;
ViacomCBS (was VIAC, now PARA), -17.3%;
Twilio (NYSE:TWLO), -17.1%.

https://seekingalpha.com/news/3802204-communications-stocks-sink-for-another-week-with-roku-and-roblox-leading-way-down]]> <![CDATA[Choosing Between Dollar-Cost and Value Averaging]]> https://DividendGrowthForum.com/showthread.php?tid=2189 Sat, 19 Feb 2022 19:53:07 +0000 https://DividendGrowthForum.com/showthread.php?tid=2189 https://www.investopedia.com/articles/st...cavsva.asp

With Berkshire I dollar cost average every Month, With my other individual investments I definitely fall into the category of a value averaging investor.

I'm not a puritan for either strategy - I employ both methods. 

 - Scoot

"As times goes on, I get more and more convinced that the right method of investment is to put large sums into
enterprises which one thinks one knows something about and in the management of which one thoroughly
believes.  It is a mistake to think one limit’s one’s risk by spreading too much between enterprises about which
one knows little and has no reason for special confidence.”- John Maynard Keynes]]> https://www.investopedia.com/articles/st...cavsva.asp

With Berkshire I dollar cost average every Month, With my other individual investments I definitely fall into the category of a value averaging investor.

I'm not a puritan for either strategy - I employ both methods. 

 - Scoot

"As times goes on, I get more and more convinced that the right method of investment is to put large sums into
enterprises which one thinks one knows something about and in the management of which one thoroughly
believes.  It is a mistake to think one limit’s one’s risk by spreading too much between enterprises about which
one knows little and has no reason for special confidence.”- John Maynard Keynes]]> <![CDATA[Technology Space and The Long view]]> https://DividendGrowthForum.com/showthread.php?tid=2188 Thu, 17 Feb 2022 19:47:41 +0000 https://DividendGrowthForum.com/showthread.php?tid=2188
In the 90's approx 30% of all chip Manufacturing was done In the US, and today Since then the US has offshore most all our semi production. It was only during this pandemic when we needed a new product that wasn't available did we all sit up as consumers and take notice again - Oh! that product requires the use of Semiconductors and manufacturers are at a stand still and cannot produce product because they cannot acquire the necessary chips due (in part) to supply chain disruptions.

No matter what the "next big thing" is - My guess - it will require the use of Semi's at least in the foreseeable future.The market is handing the retail investor a gift within the beaten down semi space today that will pay huge dividends (so to speak) down the road for years to come; while folks much much smarter than I figure out the necessary solutions.

Given my age - This is most likely my last big fat long term theme swing of the bat. Semi's are the "technology space" pitch I have been looking for. Long (and still Accumulating) semi investments on every market dip and feel most comfortable doing so at present valuations.

Opinions vary (This one's mine)
Just Thoughts over coffee,
- Scoot

“The best investments have a considerable margin of safety. This is Benjamin Graham’s concept of buying at a sufficient discount that even bad luck or the vicissitudes of the business cycle won’t derail an investment. ”- Seth Klarman

"Use an appropriate "margin of safety" to manage risk. This way, you will not lose too much when you are wrong, and you will make much more when you are right. This way you can let your portfolio generate higher than market returns with less risk, in a sustainable and stable way"- Li Lu]]>
In the 90's approx 30% of all chip Manufacturing was done In the US, and today Since then the US has offshore most all our semi production. It was only during this pandemic when we needed a new product that wasn't available did we all sit up as consumers and take notice again - Oh! that product requires the use of Semiconductors and manufacturers are at a stand still and cannot produce product because they cannot acquire the necessary chips due (in part) to supply chain disruptions.

No matter what the "next big thing" is - My guess - it will require the use of Semi's at least in the foreseeable future.The market is handing the retail investor a gift within the beaten down semi space today that will pay huge dividends (so to speak) down the road for years to come; while folks much much smarter than I figure out the necessary solutions.

Given my age - This is most likely my last big fat long term theme swing of the bat. Semi's are the "technology space" pitch I have been looking for. Long (and still Accumulating) semi investments on every market dip and feel most comfortable doing so at present valuations.

Opinions vary (This one's mine)
Just Thoughts over coffee,
- Scoot

“The best investments have a considerable margin of safety. This is Benjamin Graham’s concept of buying at a sufficient discount that even bad luck or the vicissitudes of the business cycle won’t derail an investment. ”- Seth Klarman

"Use an appropriate "margin of safety" to manage risk. This way, you will not lose too much when you are wrong, and you will make much more when you are right. This way you can let your portfolio generate higher than market returns with less risk, in a sustainable and stable way"- Li Lu]]> <![CDATA[Notable 52 week lows]]> https://DividendGrowthForum.com/showthread.php?tid=2186 Thu, 17 Feb 2022 17:04:29 +0000 https://DividendGrowthForum.com/showthread.php?tid=2186
GPS
MMM
SHOP
UAA
TWLO
LII
SFIX
ZM]]>
GPS
MMM
SHOP
UAA
TWLO
LII
SFIX
ZM]]> <![CDATA[I actually invested in a new company Today]]> https://DividendGrowthForum.com/showthread.php?tid=2184 Wed, 16 Feb 2022 00:59:40 +0000 https://DividendGrowthForum.com/showthread.php?tid=2184
I closed on the last bit of land I owned in Texas over the weekend and had some capital to deploy.

I purchased my monthly shares of BRK.B
Rather than increase share count of existing individual investments at this time, I took a walk on the wild side Smile

I invested some monies in VTRS.

Hey this is a big deal for me, (and those who know me). My sister almost fell out of her chair when I told her tonight.
She said, OMG, you haven't invested in a new company in years!! I replied  - well you know me Sis " Always Livin on the edge" Smile

Time will tell if I made a sound decision. Let you all know in about 5 years.

 - Scoot]]>
I closed on the last bit of land I owned in Texas over the weekend and had some capital to deploy.

I purchased my monthly shares of BRK.B
Rather than increase share count of existing individual investments at this time, I took a walk on the wild side Smile

I invested some monies in VTRS.

Hey this is a big deal for me, (and those who know me). My sister almost fell out of her chair when I told her tonight.
She said, OMG, you haven't invested in a new company in years!! I replied  - well you know me Sis " Always Livin on the edge" Smile

Time will tell if I made a sound decision. Let you all know in about 5 years.

 - Scoot]]>