DGI For The DIY

[ken-do-nim]

(04-13-2021, 10:25 AM)EricL Wrote:

(04-13-2021, 10:14 AM)ken-do-nim Wrote: Granted I have never built a retirement portfolio, but my understanding is that 5% can still be allocated to growth.  I think there is a huge difference between ARKW and gambling in Vegas, but there has to be an acceptable ETF that grows nicely.  VGT perhaps?  (Vanguard Information Technology)

XLK and XLV are the two funds I included to add a growth component to the portfolio. They've both produced better than double-digit annual returns over the last decade.

XLK top holdings: AAPL, MSFT, V, NVDA, MA, PYPL, INTC, ADBE, CRM, AVGO

I own six of the ten personally, and am comfortable with this list for my parents.

XLV top holdings: JNJ, UNH, ABT, ABBV, PFE, MRK, TMO, LLY, MDT, DHR

I own five of the ten, and again am quite comfortable with the list.

With a dad that is more worried about capital preservation than capital gains, I'm not interested in any more speculation than this.

I'm embarrassed that I completely missed seeing those two when I looked through the portfolio.  It's funny how when you don't recognize something, sometimes you mentally discount it.  Yes, those are great.  Well done.