04-13-2021, 10:49 AM
(04-13-2021, 10:14 AM)ken-do-nim Wrote: Granted I have never built a retirement portfolio, but my understanding is that 5% can still be allocated to growth. I think there is a huge difference between ARKW and gambling in Vegas, but there has to be an acceptable ETF that grows nicely. VGT perhaps? (Vanguard Information Technology)The only flaw in your ARKW advice is it's not appropriate for this "customer". Investing 5% in insanely overvalued companies by most any measure is better left for somebody midway in the accrual stage. VGT is way down on the risk scale. I have owned it. IN any event Eric knows how to put a modest amount of growth into this port.