01-29-2021, 07:07 PM
No matter what you do, use DEC 31 as a closeout point for the rule change and future tracking. I would definitely pool my dividends. The justification for DRP is now in the past. I stopped dripping quite some time ago. You have decent income now and it be fun to pick where to put the next share.
Don't beat yourself up for rimming your winners. You are viewing it through bull market glasses. What if you had trimmed a stock like BA just before they started crashing jets, or tech stocks before a hard tech correction?. I would stick to my general rules. Div cutters no longer fit the criteria. You could trim slow growers too but that cuts back on some growthier stocks and the CAP appreciation you've benefitted more from than income growth.
Just have fun, whatever you decide. Build something that won't get crushed in a protracted stagnant economy.
Don't beat yourself up for rimming your winners. You are viewing it through bull market glasses. What if you had trimmed a stock like BA just before they started crashing jets, or tech stocks before a hard tech correction?. I would stick to my general rules. Div cutters no longer fit the criteria. You could trim slow growers too but that cuts back on some growthier stocks and the CAP appreciation you've benefitted more from than income growth.
Just have fun, whatever you decide. Build something that won't get crushed in a protracted stagnant economy.