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DG Portfolio
#11
Mostly food for thought. Tongue

At the beginning of the thread you stated:
"Goal is an increasing income stream that I can use for expenses and to beat inflation in retirement."

If your goal is still the same you are accomplishing your goal. If your goal is different now in that you are trying to beat the S&P then maybe you aren't.

Personally I think trying to chase the S&P returns is a fool's errand and isn't really relevant, especially in a short time frame. I think if you get to 5 years in and you are continuing to lag it may be time to look more closely at your holdings and see if you need to make changes.

With the numbers you've given, you really aren't far off from total returns over the period, maybe just a couple percent behind. As I said in the other thread, that is understandable as we are in a big bull market and you have many slower growing companies. I think in the long run you'll be just fine. Continue to dollar cost average in and buy things that are at fair valuations and let dividend compounding continue to do its thing.

Hope the discussion helps!
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#12
(03-06-2014, 11:05 AM)EricL Wrote: Mostly food for thought. Tongue

At the beginning of the thread you stated:
"Goal is an increasing income stream that I can use for expenses and to beat inflation in retirement."

If your goal is still the same you are accomplishing your goal. If your goal is different now in that you are trying to beat the S&P then maybe you aren't.

Personally I think trying to chase the S&P returns is a fool's errand and isn't really relevant, especially in a short time frame. I think if you get to 5 years in and you are continuing to lag it may be time to look more closely at your holdings and see if you need to make changes.

With the numbers you've given, you really aren't far off from total returns over the period, maybe just a couple percent behind. As I said in the other thread, that is understandable as we are in a big bull market and you have many slower growing companies. I think in the long run you'll be just fine. Continue to dollar cost average in and buy things that are at fair valuations and let dividend compounding continue to do its thing.

Hope the discussion helps!

Yes, that's still my overall goal. I appreciate the input/advice/encouragement!
Reply




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