What I Am Buying Today.

[crimsonghost747]

One point people also tend to forget about when talking about cash is the ability to use margin.
Is it risky? sure.
But in a large dip it can be ridiculously profitable. The key is not to rush into leveraging, and not to overleverage.

In the covid panic I had a long list of SP500 prices. Everytime the SP500 dropped lower and hit one of those prices, I deposited an X amount (this was around 3-4x my regular monthly contribution). On top of this I was still pushing in that monthly deposit too. I think I hit 4 of those "deposit more" prices. I had another 3 or so left before my cash ran out, and then I had another 3 or so where I was going to use margin.

Obviously I was bad at timing the market (it's my super power) but I was definitely prepared to use margin when I ran out of cash. Right now my cash position is pretty large once again, and we are still far from me even depositing extra into the accounts, but once again if a real crash comes, I'm not afraid to throw some margin in the game.

That is food for thought for those who prefer to remain 100% invested, there is still a way to buy the dip.