08-09-2021, 01:12 PM
This is a good plan. I'm a lot more than 15 months away from retirement, but this is similar to my plan. The move to simplicity is important. This is big in my plan too as my wife doesn't follow the market and won't be buying and selling any stocks. I'm headed towards the hold and forget model. This way if something should happen to me, all she has to do is pull out the cash each month.