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"Safe" medium yielders - the 4%ers
#21
You and I actually invested similarly over the decades. Had some things I wanted to try the past few years and now I have. I invested a little too aggressively until 2018 but got by with it. I dodged the GFC dip with half my port. One time I tried to time the market and got lucky. I get a little scared with retirement so close. Trust me I could still get hurt but I am not going to lose half my net worth now. That would be foolish. I could live happily with a port yield of 4% forever. This was supposed to be easy now. And here we are with 2% long yields that have more capital risk than that. I can beat that with option tricks and incur similar risk. It would be simple with a market pullback. May sound hard to believe but it's true.
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#22
(09-26-2021, 06:54 PM)with easefenders53 Wrote: You and I actually invested similarly over the decades.  Had some things I wanted to try the past few years and now I have.  I invested a little too aggressively until 2018 but got by with it.  I dodged the GFC dip with half my port.  One time I tried to time the market and got lucky.  I get a little scared with retirement so close.  Trust me I could still get  hurt but I am not going to lose half my net worth now.  That would be foolish.  I could live happily with a port yield  of 4% forever.  This was supposed to be easy now.  And here we are with 2% long yields that have more capital risk than that.  I can beat that with option tricks and incur similar risk. It would be simple with a market pullback.  May sound hard to believe but it's true.

i get how you feel, no one wants to lose 1/2 their portfolio at or near retirement--one of my fears is another great recession type market right in the very beginning of retirement--i can handle a normal correction with ease.

if all goes as planned i'm 5 (minimum) to 10 (maximum) years away from retirement, unless i'm forced out sooner--then i'll deal with it if that day ever comes--hopefully not. my health scare ended up being just that--a scare--so i can go back to my normal plan.

i'm not adventurous enough for calls/puts--i have enough on my plate from many directions lol

i kind of come here and SA to relax lol--it's become my FB--plus i enjoy doing research on various companies.

and yes a 4% yielding portfolio is gravy
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#23
Yes a Great Recession type pullback is all I fear. I saw it adjust retirement dates. Add a ten year recovery and it's trouble. I really don't think the market is bubbly on that level. I don't worry about bank failure. But I also have zero trust in politicians not taking us off a money spending cliff eventually. We are now 20yrs into spending like it doesn't matter. Each regime making the last one look thrifty lol. I see no path back to normalcy. A majority of millennials wonder if they can ever buy a home. They are probably in no mood to pay up and fix our bankrupted pension funds. Damn boomers lol.

Now back to the thread. We need more 4% yielders soon lol.
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#24
(09-27-2021, 06:36 AM)fenders53 Wrote: Yes a Great Recession type pullback is all I fear.  I saw it adjust retirement dates.  Add a ten year recovery and it's trouble.  I really don't think the market is bubbly on that level.  I don't worry about bank failure.  But I also have zero trust in politicians not taking us off a money spending cliff eventually.  We are now 20yrs into spending like it doesn't matter.  Each regime making the last one look thrifty lol.  I see no path back to normalcy.  A majority of millennials wonder if they can ever buy a home.  They are probably in no mood to pay up and fix our bankrupted pension funds.   Damn boomers lol.

Now back to the thread.  We need more 4% yielders soon lol.

Apparently the failed effort in Afghanistan cost $300 million per day.  Per day!!!  What a waste.  At least that's over.

***

I recently made a small position in LYB; we'll see how it goes.
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#25
(09-27-2021, 08:14 AM)ken-do-nim Wrote:
(09-27-2021, 06:36 AM)fenders53 Wrote: Yes a Great Recession type pullback is all I fear.  I saw it adjust retirement dates.  Add a ten year recovery and it's trouble.  I really don't think the market is bubbly on that level.  I don't worry about bank failure.  But I also have zero trust in politicians not taking us off a money spending cliff eventually.  We are now 20yrs into spending like it doesn't matter.  Each regime making the last one look thrifty lol.  I see no path back to normalcy.  A majority of millennials wonder if they can ever buy a home.  They are probably in no mood to pay up and fix our bankrupted pension funds.   Damn boomers lol.

Now back to the thread.  We need more 4% yielders soon lol.

Apparently the failed effort in Afghanistan cost $300 million per day.  Per day!!!  What a waste.  At least that's over.

***

I recently made a small position in LYB; we'll see how it goes.
We turned the money printer on a few days after 9-11 attacks.  It never stopped since.  We just found more things to spend money on.  There will be a price to keep terrorism at bay though.  Freedom is never free.  Yes it sucks how Afghanistan ended.  It tears at my gut.  Our borders are now mostly open so it may have been pointless.
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#26
If you like the SIN stocks MO and PM got hammered today!


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#27
Duke Energy is right at 4% and has slow growth, not a value trap looking over 10 years.

MPW is also looking fairly good.


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#28
(10-05-2021, 06:47 AM)bankerboy Wrote: Duke Energy is right at 4% and has slow growth, not a value trap looking over 10 years.

MPW is also looking fairly good.


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My Mom invests in Duke Smile
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#29
I would never chase Duke but it is a very good pick in the 4% category.  Buy it on a dip and you'll likely see some stock price appreciation too.
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#30
(10-05-2021, 08:01 AM)fenders53 Wrote: I would never chase Duke but it is a very good pick in the 4% category.  Buy it on a dip and you'll likely see some stock price appreciation too.


Hard to find 4% plus yields with a 10 year record of stock price appreciation. Many of these higher yielding companies have had rollercoaster prices over the 5 and 10 year periods. Lots of variables today that will impact the next 10 years however that didn’t impact the last 10 years. Technology advances and ESG are 2 that come to mind.


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