02-08-2021, 01:36 PM
Don't ever confuse me with a bond expert but I remain wary. I am fairly confident 10yr rates are going to run at least 1/2% higher with uncontrolled GOV spending. Take a look at TLT I mentioned before. It is a proxy for 10yr safe bonds. Your minor increase is yield is offset by capital loss. Ten years ago it was my plan that I would be 30% in bonds yielding 5% or more at this stage of my investing life. The risk reward is not there at this time, and I couldn't get that yield anyway without investing in junk bonds.