401k rollover - "final" portfolio building

[fenders53]

(02-15-2019, 12:09 PM)DividendGarden Wrote:

(02-15-2019, 11:36 AM)fenders53 Wrote:

(02-15-2019, 10:07 AM)ChadR Wrote: The only suggestion I would make is to spread your purchases over a few years.  That way you're not buying something at a high price today.

Absolutely agree with Chad.  Patience is the only thing that makes this massive rollover project work.  

That seems to be a recurring theme in this thread, so thank you.

Sounds so easy until you are sitting on your life's savings in 100% cash and some of your faves are running significantly higher.  Makes you feel like you really missed the bus.  I immediately started buying small purchases of S&P 500 index on every dip for a month or more so I wouldn't completely miss out.  I figured if that's a terrible long-term idea, then buying individual stocks I knew were overpriced now, would not likely turn out so pleasant either.  The market dipped hard in DEC but it's not like my individual blue chips did much better. Because I owned large positions in AAPL and HD they did somewhat worse overall actually.