08-17-2015, 08:25 AM
Hey Py,
I imported your portfolio and grouped it by sector ... first thing I noticed is that your starting dividend yields are very high; excluding MU you're averaging about 5.2% dividend yield ... I wonder if you saw the yields as super attractive and focused a bit too much on them? Keep in the back of your mind that if your future plans involve holding the equities for a very long time, decades, you'll want to be including some smaller cap growth names that will aggressively grow their dividend over the years resulting in compounding wealth for you.
It looks like you did a pretty good job of grabbing entry points that were on the low end of the 52 week range. I noticed you didn't have any Utilities or Consumer Cyclical. Some suggestions for those sectors:
Consumer Cyclical: VFC, MCD, LOW, CBRL, MGA, GPS
Utilities: AWR, WEC, ED, SO, DUK
I really would pay no mind to where your overall portfolio is regarding profits + loss. I certainly wouldn't dump a stock ( in most circumstances ) just because it was down a bit or even a lot.
Take a look at David Fish's CCC list ( http://www.dripinvesting.org/Tools/U.S.D...mpions.xls ) if you haven't already. That's where a lot of your ideas should be coming from.
Good luck!
I imported your portfolio and grouped it by sector ... first thing I noticed is that your starting dividend yields are very high; excluding MU you're averaging about 5.2% dividend yield ... I wonder if you saw the yields as super attractive and focused a bit too much on them? Keep in the back of your mind that if your future plans involve holding the equities for a very long time, decades, you'll want to be including some smaller cap growth names that will aggressively grow their dividend over the years resulting in compounding wealth for you.
It looks like you did a pretty good job of grabbing entry points that were on the low end of the 52 week range. I noticed you didn't have any Utilities or Consumer Cyclical. Some suggestions for those sectors:
Consumer Cyclical: VFC, MCD, LOW, CBRL, MGA, GPS
Utilities: AWR, WEC, ED, SO, DUK
I really would pay no mind to where your overall portfolio is regarding profits + loss. I certainly wouldn't dump a stock ( in most circumstances ) just because it was down a bit or even a lot.
Take a look at David Fish's CCC list ( http://www.dripinvesting.org/Tools/U.S.D...mpions.xls ) if you haven't already. That's where a lot of your ideas should be coming from.
Good luck!