09-01-2016, 06:23 PM
Next month marks 4 full Quarters of my journey in DGI, I plan on making a full post highlighting Div growth on a quarterly basis, my holdings (now up to 40), sectors, etc. In the meanwhile I've been playing around with some numbers and modeling contributions on an annual base, then assuming multiple variables for different average rates of return and inflation for the next 20-30 years. Lastly, I played around with the 4% rule and came up with the following model:
![[Image: Screen_Shot_2016_09_01_at_19_16_36.png]](https://s22.postimg.io/gctdn39q9/Screen_Shot_2016_09_01_at_19_16_36.png)
The 1st number is average rate of return and the 2nd is inflation. Example, for the best scenario I calculated I used 12% returns and 3% inflation average, for the period.
The goal is to leave the corporate world before age 50, as seen above there's a huge discrepancy between the different scenarios.
The 1st number is average rate of return and the 2nd is inflation. Example, for the best scenario I calculated I used 12% returns and 3% inflation average, for the period.
The goal is to leave the corporate world before age 50, as seen above there's a huge discrepancy between the different scenarios.