Bonds

[rayray]

I don't own any individual bonds. However, in my kplan I own Pimco Total Return, Pimco Real Return and assorted bonds through various low cost funds that are offered through the plan--just to keep diversified the best I can with what they offer. I'm unable to invest in individual stocks or bonds within the kplan, which I believe to be a horrible constriction. In my ROTH the only bonds I own are through the Wellington Fund and zero bonds in my brokerage account.

One day I might consider tax free muni's but I don't know enough about them, just yet.