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2021 over 2020 Dividend Growth
Now that SCHD has announced their December dividend (.6198 per share), I can estimate our 2021 dividend growth over 2020, but first....
When I click on Dividend Growth at Simply Safe Dividends, it shows a one year growth rate for my portfolio of 5.2%. That includes our CEFs. Add our 4.13% yield (we reinvest all dividends) that comes up to 9.33%.
Our actual for the year will end up being 10.8%, it appears. So it may be fair to say that our accumulation and selective reinvestment of dividends made the difference between the 9.33% that would be our one year dividend growth plus our yield and the 10.8% I estimate we are ending the year with.
I am pleased with that.
The SCHD dividend increase in 2021 over its 2020 dividend is 10.8%.
Also, there is no new outside money going into our portfolios.
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I take it SCHD makes up the bulk of your portfolio?
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12-08-2021, 01:55 PM
(This post was last modified: 12-08-2021, 01:56 PM by rnsmth.)
No, it does not. SCHD is 5.6% of our portfolios.
crimsonghost747
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Those are some good statistics to have. 10% increase (with reinvestment) is indeed great. Organic growth pretty much matching inflation numbers, and relatively high inflation numbers at that, which is what I would consider more or less the minimum. I personally want to significantly beat inflation over the long term, it's just a peace of mind thing that allows me to be sure that I am going to have more buying power year after year.
But of course everyone has different goals and very different situations in life. Main question here is: are you happy with the results you got?
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10% is very good IMO. Until this year I would have called 5% a small win. Suddenly it's a small loss and any stock incapable of growth gets a critical look.
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12-09-2021, 08:48 AM
(This post was last modified: 12-09-2021, 08:49 AM by ken-do-nim.)
(12-09-2021, 07:31 AM)fenders53 Wrote: 10% is very good IMO. Until this year I would have called 5% a small win. Suddenly it's a small loss and any stock incapable of growth gets a critical look.
Generally speaking, any stock with a yield <= 1.25% that can't keep up with VOO I don't hold onto. The trick is figuring out what length of time is a big enough sample to make the comparison valid, and I'm still working on perfecting that. For stocks with yield above that up to about 3% they have to at least compare favorably with SCHD. Otherwise I'm better off buying the ETFs.
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12-09-2021, 08:59 AM
(This post was last modified: 12-09-2021, 09:00 AM by fenders53.)
(12-09-2021, 08:48 AM)ken-do-nim Wrote: (12-09-2021, 07:31 AM)fenders53 Wrote: 10% is very good IMO. Until this year I would have called 5% a small win. Suddenly it's a small loss and any stock incapable of growth gets a critical look.
Generally speaking, any stock with a yield <= 1.25% that can't keep up with VOO I don't hold onto. The trick is figuring out what length of time is a big enough sample to make the comparison valid, and I'm still working on perfecting that. For stocks with yield above that up to about 3% they have to at least compare favorably with SCHD. Otherwise I'm better off buying the ETFs.
Agree, and I look at this from several angles. At this time I am not worried we are doomed to 6%+ inflation forever, but it could sure stay above 4% for quite some time and we lose ground if we knowingly don't address it in our investments. You know how I preach revenue/earnings growth potential. Even in my UTES, I find ZERO comfort in a 4% yield if the revenues are forecast to be stuck at no growth for years. At some point you are going to own a company that freezes their dividend, or sacrifices company health to pay their div. Some revenue and earnings growth makes good things possible eventually.
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12-09-2021, 10:31 AM
(This post was last modified: 12-09-2021, 10:32 AM by rnsmth.)
[quote pid='30308' dateline='1639057689']
(12-09-2021, 07:31 AM)fenders53 Wrote: 10% is very good IMO. Until this year I would have called 5% a small win. Suddenly it's a small loss and any stock incapable of growth gets a critical look.
Generally speaking, any stock with a yield <= 1.25% that can't keep up with VOO I don't hold onto. The trick is figuring out what length of time is a big enough sample to make the comparison valid, and I'm still working on perfecting that. For stocks with yield above that up to about 3% they have to at least compare favorably with SCHD. Otherwise I'm better off buying the ETFs.
[/quote]
Our portfolio's current yield is slightly over 4%
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(12-09-2021, 10:31 AM)rnsmth Wrote: [quote pid='30308' dateline='1639057689']
(12-09-2021, 07:31 AM)fenders53 Wrote: 10% is very good IMO. Until this year I would have called 5% a small win. Suddenly it's a small loss and any stock incapable of growth gets a critical look.
Generally speaking, any stock with a yield <= 1.25% that can't keep up with VOO I don't hold onto. The trick is figuring out what length of time is a big enough sample to make the comparison valid, and I'm still working on perfecting that. For stocks with yield above that up to about 3% they have to at least compare favorably with SCHD. Otherwise I'm better off buying the ETFs.
Our portfolio's current yield is slightly over 4%
[/quote]
IMO that is a good target for a port with any growth potential. And who is "our". Do you run a subscription advisory service?
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Yes I was going to ask about that too. I assume he means the shared account with his spouse. I think that's cool; even when I was married I referred to it as "my portfolio". And see, I got divorced...
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12-09-2021, 11:19 AM
(This post was last modified: 12-09-2021, 11:21 AM by fenders53.)
(12-09-2021, 11:07 AM)ken-do-nim Wrote: Yes I was going to ask about that too. I assume he means the shared account with his spouse. I think that's cool; even when I was married I referred to it as "my portfolio". And see, I got divorced...
Pretty sure that's not it Ken. I recognize most of the screen names from our new forum members. Among them are SA authors who run subscription services, long-time bloggers or frequent commenters. I don't know all of them but they are quality folks who have put a lot of time into understanding the DGI strategy. Without even looking I am gong to guess SA like many other hobby forums cut off the direct linking of blogs. Some blog for fun, some blog for profit with the intent of trying to direct traffic off of paid websites. I am not taking a side but it's a bit complicated when the host forum decides to full on monetize. You were sharing thousands of hours of work, and suddenly it's not OK. Somebody will clear that up eventually but I just have a feeling it's something like this scenario.
Absolutely none of this comment is directed at you specifically Ron. I don't know what happened but it smells like what I have seen happen on some huge websites I frequent, and they had nothing to do with the markets.
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I have a portfolo. My wife has a portoflio.
I do not run a subscrisption service.
I refer to them as our portfolios or sometimes as my portfolio, since I manage both of them.
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