07-27-2016, 01:21 AM
(07-26-2016, 07:34 AM)Caversham Wrote: Part of not purchasing much is due to unforeseen expenses. I tore some ligaments in my knee playing soccer in April and had surgery in May. The surgery, MRI, doctors, physical therapy, etc cost $2k, so that put a dent in my savings/investing rate. I'm glad I had good insurance through work, otherwise it would have been $12k.
Ouchie. I broke a lot of stuff from my ankle end of last year, I feel your pain. Took me almost 3 months to be able to walk normally again, and usually the knee is even worse. There are few things that are worse than losing the ability to move around. If I break an arm I can still do probably around 90% of my routines... but when you can't walk without crutches then you are doomed. I hope you're recovery is going well.
With regards to the costs, this is one of those reasons why I always tell people to have that backup account that has enough to cover the expenses for at least a couple of months. We simply never know what life has in store for us.