10-01-2019, 01:48 PM
yeah an ATM with no fees is good, if it's available. Sometimes it just isn't possible, in many countries in Asia it is very much a fixed fee and every single ATM (that I've bumped into) in the whole country has it. The fees are pretty modest over there but when coupled with withdrawal limits it can become quite a bit. And then there is the currency exchange rate, which I've found to be often atrocious. (this depends on your card issuer)
If you mess around with currencies a lot, transferwise's account is really a must. It has saved me hundreds, if not thousands, in the couple of years that I've had it. It is horrible for ATM withdrawals though as they charge an extra fee once you go over the limit (it's either 200 or 300 euros per month)
If you mess around with currencies a lot, transferwise's account is really a must. It has saved me hundreds, if not thousands, in the couple of years that I've had it. It is horrible for ATM withdrawals though as they charge an extra fee once you go over the limit (it's either 200 or 300 euros per month)