Portfolio

[rayray]

Alright, it's been a while since my portfolio update. In 2016 I performed an "in-service" Kplan rollover to a Traditional IRA. That's a penalty free rollover while maintaining employment with current employer. Not all employers allow this option. I wanted some investment freedom with lower fees. In 2016, I also moved all my accounts to Fidelity the same brokerage that our company uses for the Kplan, it's easier and convenient having almost everything under one roof. The other brokerage I used was Vanguard, it's a great company but Fidelity has better research tools available and it's a better brokerage when investing in individual stocks with low trading fees. I'm no longer with Vanguard but would consider them in the future if I want to be in one of their funds, at this time I'm not considering that type of investment outside of Kplan dollars. I'll do a quick rundown from 2014 (the year I started DGI) to 2017. Calendar year 2016 was a lower year due to a larger position kept in cash because of the in-service transfer and taking a while to deploy the dollars. Up until 2016 I only had a ROTH, now I have a ROTH, Traditional IRA along with a small brokerage account, so starting in 2016 I just headed ROTH to Other because that total includes all three accounts: ROTH, IRA and brokerage account. The snowball is growing!

(Edit: I shouldn't have said I only had a ROTH until 2016. In 2016 I added a Traditional IRA (due to my in-service rollover) to my other accounts that consisted of a regular brokerage account, ROTH and Kplan)

2014

ROTH    5742
Kplan  14334

Total   20075

MoAv  1673


2015

ROTH    5588
Kplan  11893


Total   17480

MoAv    1457


2016

Other   5690
Kplan   6561

Total  12252

MoAv   1021


2017

Other    9110
Kplan  22365

Total   31475

MoAv    2623