What are you aiming for?

[hendi_alex]

We always saved until it hurt, but with no firm plan in place. Also had a fear of the market through most of the roaring 90's. We both have state retirement so savings have always been marked for supplemental needs. My current plan is to invest in a very diversified array of holdindings that have an emphasis toward income (average yield 4-5%) with secondary emphasis toward growth. We won't place any priority on an age appropriate mix but will add more bonds, preferred stocks, and other fixed income in the future when those segments are experiencing 'blood in the streets'. Most of our social security checks will be directed to the investment accounts where only the cash flow will be spent. Those additional savings combined with the growth emphasis should give us a buffer against inflation which I consider to be our greatest enemy.