06-14-2015, 12:45 PM
I've been thinking about it off and on for years with a lot of people (some with finance degrees and one financial planner) telling me, "No, stay with mutual funds, you'll be better off." Well, in early 2014, after 10 to 12 years telling myself to go after divi's I said, "ENOUGH IS ENOUGH" and decided to listen to myself rather then others. I slowly started transferring my ROTH IRA mutual funds to individual divi stocks and could never be happier with my decision. I kept two funds, Vanguard Healthcare and Wellington Funds in the ROTH.