01-26-2015, 12:09 PM
My personal opinion so take it for what it's worth, with you being under 30, I feel that you have too much in REITs and bonds. I'm knocking on 40s door and I have no bonds and about 3% in REITs. Though I do own a house and 42 acres of land so the Real Estate percentage of my net worth is probably closer to 15%. By being younger, I don't think that you should be going after the higher yielders. Go for a more middle of the road yield with a higher dividend growth rate such as PG, UL, MCD, and others yielding 2.5% to 4.0%. Nothing wrong with having current high yielders, I just wouldn't have the majority of my portfolio there with being under 30. Very good start to your portfolio. Also this is your portfolio so you are more than welcome to throw out my advice along with last night's trash.