Cash Positions

[dividendventure]

I keep an emergency fund on the side and invest everything else. If I find no interesting purchases, I accumulate the cash for a while, which ends up never being more than 2 months.

I decide how much I will invest in the beginning of the year and then stick to that. This means I am happy to take a chunk of my emergency fund to invest in a sudden market drop, but then I spend the next few months building it back. At the end of the year I will have a full emergency fund and the investment amount I decided.

This year I am quite happy as I have already reached my quota