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Newly assigned IRA portfolio
#3
(07-16-2014, 02:17 PM)ChadR Wrote: Looks like a really good list of companies. I own of few that you own, but not all of them. Need to do more research on some of them, but at first glance it looks good.

One thing that would worry me is that since you can't have more than 10% in any one stock, having only 11 stocks is scary. By this I mean that one good day for one stock can raise it to over 10% of your portfolio value. Or is it measured once a year and not daily? If it is daily, you might want to get $2,000 into it today and buy 2 more stocks real quick. Once you hit about 15 stocks or so this won't matter any more for you.

I was thinking the same thing. Would only take a 10% move up in a stock to get you in trouble.

(07-15-2014, 04:04 PM)daat99 Wrote: With all this hard work behind me I headed to the broker account and made the purchases (using limit orders):
Code:
Symbol    Qty    Price    Commission    Total Cost
ACE       9    $105.15    $6.08     $952.43
ARLP      23    $44.42    $6.03     $1,027.69
BBL       15    $68.50    $6.05     $1,033.55
CBRL     10    $98.20    $6.07     $988.07
MSFT     24    $42.30    $6.03     $1,021.23
NJR       18    $56.20    $6.04     $1,017.64
RTN       11    $94.44    $6.07     $1,044.91
SBSI      36    $28.60    $6.02     $1,035.62
SPAN     51    $19.65    $6.01     $1,008.16
T           28    $36.14    $6.03     $1,017.95
UVV       18    $54.31    $6.04     $983.62

Important thing I know and skipped altogether is performing background evaluation of the companies.
This will probably get back to make me regret this but oh well, I was anxious to get started.

It worries me a bit that you did little background evaluation on the companies. Half of them are solid, well-known companies (BBL, CBRL, MSFT, RTN, T) but a few of the others have some question marks.

ARLP is an MLP and may lead to tax complications in an IRA.

SPAN is a micro-cap stock that only trades a few thousand shares a day. While the long term chart looks decent, it would concern me to own something with such a small market cap.

UVV is also an obscure company with no analyst following and a somewhat volatile history.

I would recommend you focus on companies with at least $2B in market cap that have shown a long history of consistent and reliable earnings and dividend growth.
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Messages In This Thread
Newly assigned IRA portfolio - by daat99 - 07-15-2014, 04:04 PM
RE: Newly assigned IRA portfolio - by ChadR - 07-16-2014, 02:17 PM
RE: Newly assigned IRA portfolio - by EricL - 07-16-2014, 02:20 PM
RE: Newly assigned IRA portfolio - by daat99 - 07-16-2014, 02:38 PM



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