Our "Mutual Fund"

[Robandcindy2]

(05-28-2014, 05:25 PM)Kerim Wrote: Hard to argue with your weightings. But agree would be interested in the stock list as well.

Is the 2% cash allocation (not the emergency fund) your dry powder for new purchases? Or are new purchases from new money, and the cash is just a cushion against volatility?

We have several IRAs plus 401K, all with money markets for sweep funds. The 2% was just a round number that was close to the value at the time. Just a target. I always reinvest our dividends. When I get our list up you'll see that the portfolio is on cruise control. Rarely selling and buying. Mostly saving new monies to add/rebalance positions.

I spend more time fighting the Boglehead in me that wants 40 % in bonds QE or no QE. That's the hard part now-ignoring history and being low on the bond side. Many arguments both ways.

I'll try and format a list of our stocks and get it up in a few days. Everyone has to promise not to laugh- we are at the far end of stock count. I sleep very well with this set up however.