Your 401k and your DGI portfolio?

[fenders53]

(02-07-2023, 08:30 AM)ken-do-nim Wrote: For those of you 59 and a half and older, what has been your 401k withdrawal strategy?  I ask because I'm wondering if, even though I keep working into my 60s, whether I might pull a substantial amount down annually to feed my taxable DGI portfolio.  Or if it's better to start pulling down 401k money only after I retire, if before the required minimum distributions kick in.

PS: I turn 50 in a couple weeks, so this is looking way in the future.

Retired less than a year.  So far my strategy has been withdraw only what I need. I know the 4% rule likely works out long term.  I withdrew 4% year one and with the recent market bounce the port is down 2% after withdrawals.  So far so good.