05-14-2014, 09:10 AM
I agree with you 5o. Since I'm (early) in the accumulation phase, I feel more comfortable having at least some funds invested for total return. I have about 10% of my portfolio invested in DG stocks for now, but I'd like to work up to 25% or even 50%. With all the talk of a pending correction, or worse, it doesn't hurt to have some DG investments to help at least smooth out an otherwise rougher downturn that a total return portfolio would feel.
What's your ratio of equities to fixed income for the index funds? Since I'm in my late 20s, I think I'm at about 10-12% bonds (45% 5-year duration, 45% new markets income, 10% corporate high-yield)
What's your ratio of equities to fixed income for the index funds? Since I'm in my late 20s, I think I'm at about 10-12% bonds (45% 5-year duration, 45% new markets income, 10% corporate high-yield)