Ok, so we are old and retired. Now what??

[cemanuel]

The thing I probably should have tossed in is that, assuming I make large conversions each year, my funding plan will need to be closer to 70-30 than 80-20 dividends to stock sales. Though my DGR is over 10%. Not a problem. AAPL is the largest position and I have a fair amount of GOOGL but it is a change, probably. I'll know better after a year. I'll take the tax expense now over the big RMDs in 13 years.