03-20-2022, 08:32 PM
(03-20-2022, 06:57 PM)cemanuel Wrote: Every time I've bought new I've been able to get dealer financing at a very low rate - last time 0%. At that rate, it doesn't make sense to do anything other than get enough cash for a down payment - if you're trading something in you probably don't even need that. If a dealer is going to give you free money for five years, I'd take it.
That's a really good point. I've always bought cars up front, but in 2-3 years I will probably have monthly budget space to just take on the loan.