05-02-2014, 12:28 AM
(This post was last modified: 05-02-2014, 08:14 AM by Dividend Watcher.)
My wife told me the other night that I don't know when to shut up. 
I'm not a fan of any mutual funds or ETFs for domestic securities but you could do worse as a parking spot. Don't know how much you can accumulate over whar time period so maybe it's a best way for you to keep your finger in the market. The other two I have no clue about.
I like those choices.
No commission but still annual expenses, n'est pas? I think I wrote somewhere around here how I rode MSFT, CSCO & YHOO up and back down through the dot.com mania. I bought YHOO with a P/E greater than 90 thinking I'd make a quick killing. It killed me more than the other two. Hope is not an investment strategy. The problem for me is, if you happen to hit the cycle right, you can make a real good return and think it will keep repeating itself. Maybe you can -- I couldn't and can't without a lot of angst.
See the first sentence of this post.
(04-30-2014, 03:56 PM)WRXodus Wrote: DVY - because the majority of my investments are with Fidelity and DVY trades free, though it has a 0.40% ER. I plan to use this for the majority of my cash until I can amass enough to make big enough purchases to make my expenses < 0.50%
ESPP - Company stock @ 15% discount - IMO a no-brainer for short-term holding for a sweet return but I have to hold for 3 months. Though the waters have been pretty stormy for my company, they expect things to turn around this year. Trading between $50-65, but has > 2.0% yield so not terrible.
LendingClub - I've been investing with LC since 2011 and getting ~15% return. I'm still unsure if I should reinvest these returns here or put elsewhere.
I'm not a fan of any mutual funds or ETFs for domestic securities but you could do worse as a parking spot. Don't know how much you can accumulate over whar time period so maybe it's a best way for you to keep your finger in the market. The other two I have no clue about.
(04-30-2014, 03:56 PM)WRXodus Wrote: MCD, KO, WMT, TGT - these are my first real long-term holdings. I've purchased these through Loyal3 because of their $0 commission..which is great because I only have $25 in each so far. I plan to add to these every month until achieving a full position.
I like those choices.
(04-30-2014, 03:56 PM)WRXodus Wrote: IJT - iShares small-cap growth fund. I know this really isn't a great holding for dividend strategy, but I hope that it can post some big gains in the next couple years to put toward other investments. This is also a no-commission ETF through Fidelity.
No commission but still annual expenses, n'est pas? I think I wrote somewhere around here how I rode MSFT, CSCO & YHOO up and back down through the dot.com mania. I bought YHOO with a P/E greater than 90 thinking I'd make a quick killing. It killed me more than the other two. Hope is not an investment strategy. The problem for me is, if you happen to hit the cycle right, you can make a real good return and think it will keep repeating itself. Maybe you can -- I couldn't and can't without a lot of angst.
(04-30-2014, 03:56 PM)WRXodus Wrote: Any thoughts/critiques are very much welcomed.
See the first sentence of this post.
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“While the dividend itself is merely a rearrangement of equity, over time it's more like owning an apple tree. The tree grows the apples back again and again and again, and the theoretical value of the tree doesn't change just because of when the apples are about to fall.” - earthtodan
“While the dividend itself is merely a rearrangement of equity, over time it's more like owning an apple tree. The tree grows the apples back again and again and again, and the theoretical value of the tree doesn't change just because of when the apples are about to fall.” - earthtodan