What are your winners & losers today?

[fenders53]

(01-05-2022, 11:23 AM)ken-do-nim Wrote: Interesting idea having a "holding fund" instead of keeping liquidity in actual cash.  For me the answer to that would be SCHD.  Speaking of which, I just watched a video on SCHD vs JEPI vs XYLD.  I did think the video didn't address at all the needs of someone who needs to actually draw the dividends to pay bills, which is an important consideration!

SCHD is perfect.  If the market runs higher you aren't caught sitting on excessive cash.  If it dips, the stocks you want to buy have likely dipped far more. Move the funds and take a small tax loss.  It's better than buying high.  Not suggesting you shouldn't have some cash but too much hasn't worked lately.