12-21-2021, 09:58 AM
(12-21-2021, 12:18 AM)deserttrd4x Wrote: Hello everyone, I would like some input on my first long term portfolio. I am 35 and plan to invest any extra cash I have for the next twenty years to hopefully help fund my retirement. Let me know the stocks you think are good and which ones you think I should sell right away. Thanks for the help. I have had decent luck day trading but I am now looking at long term investing. - Matt
AGNC
HBI
ET
EPD
KO
VALE
T
I'm going to give you feedback on each pick, but I am not going to be subtle.
AGNC - thumbs down. There is negative price growth over the last 5 years; this one clocks in at -17.11%, but at least it was marginally stable prior to the March 2020 dip. It does pay an over 9% dividend, but only some of the high dividend payers are also dividend growers. AGNC exhibits the opposite trend, in the last 5 years they have dropped the dividend from .20 to .18 to .16. to .12. If you need supplemental income, I can advise other high dividend payers.
HBI - thumbs down. 5 year price growth of -26.46%, and they haven't raised their dividend since 2016.
ET - thumbs way down. 5 year price growth of -57.48%, and I see the dividend which started in 2018 was already slashed to compensate in November 2020.
EPD - seems okay. 5 year price growth of -21.92%, but prior to the big drop in March 2020 it was stable, and it looks like it has reached stability again. Div is steadily rising so that's good.
KO - it's steady. Price does rise over time (up 39% in the past 5 years), and the dividend creeps up, but from .39 to .40 to 41 to .42 in recent years it doesn't keep up with inflation. I still wouldn't buy it personally.
VALE - thumbs up. I'm buying this too.
T - It has just started to rebound, but I hate this stock. Look at the 5 year chart. Take out the hump prior to the 2020 drop and it is a smooth ride down. -42% in the past 5 years is all you need to know.
I always tell people to put their money into VOO while they learn about stocks and the market, then slowly trim VOO and move into other things.