12-21-2021, 06:49 AM
Your portfolio needs to fit your goals and objectives as well as your appetite for risk. However with the amount of time you have remaining to you - 20 years - I'd echo that this looks quite conservative. You have time to build the income later - not saying to go away from dividends completely but looking for more growth may be something worth looking at.
I am retiring, well, tomorrow is my last day in the office. However I don't need to touch my IRA for 13 years until RMD time. My taxable account is for retirement dividend income and looks more like what you have offered (though of those I only own T). With 13 years I plan to move much more toward the growth end of things in the IRA though I will still lean toward dividend-payers.
I am retiring, well, tomorrow is my last day in the office. However I don't need to touch my IRA for 13 years until RMD time. My taxable account is for retirement dividend income and looks more like what you have offered (though of those I only own T). With 13 years I plan to move much more toward the growth end of things in the IRA though I will still lean toward dividend-payers.