What is your portfolio's yield?

[cemanuel]

(12-16-2021, 06:20 AM)ken-do-nim Wrote:

(12-16-2021, 05:56 AM)cemanuel Wrote: Yield (as of 12/1/21):

Taxable account: 2.67%
Roth: 3.44%
Overall: 2.74%

Internal/Organic DGR (current, based on 5-yr DGRs, no dividends reinvested):

Taxable Account: 9.00%
Roth: 9.18%

Dividend numbers really don't matter for the Roth as I won't be living on them. I will begin harvesting Taxable Account dividends next spring to live on.

I'm impressed that your nest egg is large enough that 2.67% provides 80% of what you'll need.  Nice job!!!

Could have gotten it to the about 3.3% I need to completely live off them but the cap gains taxes would have been large. Rather sell a few stocks piece-by-piece as I go along. Of course if I'd been doing DGI/Income from Day 1 I'd be there but I wouldn't be roughly tracking (just a tickle better) the S&P. It's OK, obviously not perfect. But I can make it work.