What I Am Buying Today.

[ken-do-nim]

(11-03-2021, 05:58 PM)fenders53 Wrote: Having some cash makes this so much less stressful.  If the market rocks I am making money.  If it dips hard I am buying bargains on a moments notice.  The key is I don't worry if somebody else makes more money than me next week.

So yeah, I'm 100% invested.  I'll work to change that in 2022.

In fact, my car repair bills were so steep last month that I should replenish my Emergency Fund.  Looks like I have three options:
1. Sell some company stock.  Price isn't where I want it, and a taxable event.
2. Sell Capital One Financial.  I definitely want to own this company, but I can sell now and pick it back up next year when funds arrive.  Not a taxable event because I'm at a loss.
3. Run with a low emergency fund until next year.

(Obviously I could sell virtually anything else, but if there's going to be a taxable event, it might as well be company stock.)