Fender's final approach to retirement.

[fenders53]

(08-09-2021, 02:41 PM)ken-do-nim Wrote: I'm really curious after you educate yourself on the tax consequences if you decide to add tax-free municipal bond etfs to your retirement portfolio like HYMB and HYD.  Both of those have yields in the high 3s, which is pretty good for tax-free.

98% of my retirement is in tax deferred accounts such as my IRA so it doesn't come out until I truly need it.