08-02-2021, 09:43 AM
(08-02-2021, 08:48 AM)ken-do-nim Wrote: I'm honestly not sure what my portfolio will look like when I'm in the capital preservation, drawdown phase, but I guess I have many years to figure that out. It also makes a difference what the port size is. If I get to the $2M mark, I'm going to want a higher port yield than if I make it to $4M, and the lower the port yield, the closer I can get to just putting it all in VOO or SCHD.I understand. I see zero incentive in bonds as holdings right now. VOO and SCHD have 30% downside potential though so they are not relevant to the bond conversation.
(cross-post: this was in reference to including bonds in the port)