05-14-2021, 01:18 PM
(05-14-2021, 12:30 PM)ken-do-nim Wrote: Your 401k plan is awesome! I've never seen one that allows IRA-like stock buying. I have my entire 401k in an S&P 500 index fund, because everything else frankly sucks.My GOV 401K options were SPY, Russell 2K, Foreign index, long bonds or short US Treasuries if you just wanted to collect your match and chill. In retrospect, truth be told they saved 98% of participants from themselves. Later in my career you could pick your retirement date and they would try to make sure you didn't have to eat Ramen noodles in retirement because you didn't have any idea how to manage it, or were too impulsive.
Feel free to share specifics of the DGI stocks you are wondering about keeping or selling.