I Love This Dividend Investing Thingie

[fiveoh]

The dividends are nice, and it is a great strategy if you need income. However, I'm starting to think I'd be better off in index funds. My portfolio has underperformed the market the last 2 years(-1% in 2012, -4% in 2013 vs SPY) and is down 1.5% vs the S&P this year. I wont need the income for another 10 years. If my return doesn't pick up, I'm thinking of switching to index funds and then transitioning to DGI when I need the income. I don't expect DGI to perform as strong in a bull market(like we've been in) so I'm trying to wait it out a few more years and see how it stacks up.