02-20-2014, 02:54 PM
I'm hoping that kind of math works for everyone. Plus as some have said, at retirement time there can always be a transition of some holdings that have modest dividends (but have large capital gains) into more traditional income stocks. I'm convinced that over a long time frame that the DG types of stocks will give a greater total return than many of the traditional income stocks such as utilities and telecoms. As one nears retirement however, the risk of a prolonged and severe down market is too great to not have a decent allocation into the higher yielding, lower growth domain.
Alex