What you have discovered, as 747 touched on, is that to exceed risk free return-you need to take risk.
There is no set it and forget method to be followed. They take involvement.
One could invest higher yield stocks, they may drop in value or not. The dividend may get cut (like D).
One could invest in lower yield stocks and juice the return with covered calls.
One could sell puts on their desired stocks and get a good return.
All good strategies but they require involvement. Most people that are looking for higher yield will not make the effort IMO.
Good topic.
There is no set it and forget method to be followed. They take involvement.
One could invest higher yield stocks, they may drop in value or not. The dividend may get cut (like D).
One could invest in lower yield stocks and juice the return with covered calls.
One could sell puts on their desired stocks and get a good return.
All good strategies but they require involvement. Most people that are looking for higher yield will not make the effort IMO.
Good topic.