This whole episode is messing with my head. After 35 years I thought I had seen it all. I've tried to keep my cool but this has been rough. I've always tried to be the calming voice with whomever I interact with, in person or even on the net. I've seen panic cause way too many people to cash out and never return to the market. This is a market timer's market and that's not something I am consistently good at. I am now bigtime invested in a lot of companies that are WAY off their high. I am "beating" the market, but still down big on some high quality companies. It seems like many other here are making money the past few months. I just have to hope it works out but I'm not optimistic currently. I guess mostly retiring at age 53 wasn't such a great idea. Too much time on my hands to worry about things. 