Balancing dividend income throughout the year

[crimsonghost747]

Pensions etc certainly make it easier.
I do not have one, and most likely never will have anything similar to it, so I'm on my own.

And that is kinda what prompted this whole thread in the first place. It wouldn't matter much if investments were 30% of my income but they are the only regular income I will have so it's important to adjust for the swings in either direction.