02-12-2019, 12:24 PM
Very sound advice from Otter IMO. A method that forces you to buy at fair value or less is good, and accept the fact some will likely never become attractive short of a very severe market. It's OK to invest in a few dozen quality stocks and move assets to others over time as they enter the buy range. At this stage of my life commissions are $2 and mutual fund expenses on most of my Vanguard offerings are .04% annually so it is practically a rounding error vs individual stocks unless your stock trades are absolutely free.