Dividend Growth Portfolio - Objective: Retire by 50

[Roadmap2Retire]

Its hard to expect to beat the market year in, year out. Its why things like ETFs make sense for majority of the investors. The only way to do that would be to bet in a non-consensual manner and get it right each time -- probability of which diminishes.

Howard Marks talks a lot about this. Here's a quick except from Farnam Street Blog:

Quote:“The problem is that extraordinary performance comes only from correct nonconsensual forecasts, but nonconsensual forecasts are hard to make, hard to make correctly and hard to act on,” writes Marks.
You can’t do the same things that other people are doing and expect to outperform. When you do what everyone else does you're going to get the same results everyone else gets.
It's not enough to be different — you also need to be correct. The goal is not blind divergence but rather a way of thinking that sets you apart from others. A way of thinking that gives you an advantage.

Good luck with the new chapter in your life Rasec.