11-29-2013, 05:46 PM
(11-29-2013, 04:30 PM)cannew Wrote: Agree completely.
One of the advantages of DG is that you know what your income stream is and see it growing over time, regardless of the market. As you get towards retirement you'll know what you income will be from dividends and be able to determine if you will need to sell capital to meet your needs. You'll also have a good idea of the dividend growth expectations you can expect from the stocks (because you should have a history of past growth).
I'm not a big fan of selling assets, especially income producing assets, for additional income. Most of my retirement is in apartment buildings and I was told long ago... the hardest part is getting them and don't ever sell them. There are always better solutions than selling.