11-07-2013, 10:36 AM
I use both a traditional IRA and a taxable account(after/if I max tax-deferred accounts) for my DGI stocks. I also have a 401k but it doesn't allow individual stocks so it's all in an index fund. My plan is to convert the 401k to div stocks upon retirement.
I use a traditional over the Roth since I plan to have less income when I retire. Also "a bird in the hand is worth two in the bush". You never know how the tax laws will change in the future, I feel more comfortable taking my savings now.
I use a traditional over the Roth since I plan to have less income when I retire. Also "a bird in the hand is worth two in the bush". You never know how the tax laws will change in the future, I feel more comfortable taking my savings now.