11-06-2013, 04:42 PM
ROTH IRA. I do (currently) all my investing in it. It has the best of both worlds. I don't have to worry about any tax consequences and if I need the money early, I can pull out all my withdrawals tax and penalty free. The only downside is that I can only put $11k into it this year (mine and my wife's contribution). All our extra money is going to pay off the mortgage and a land note that we have. Once those 2 are paid off, we'll invest in taxable accounts.