02-27-2017, 11:57 AM
Eric, just got done reading your last blog post and checking out your portfolio PDF, site is one of the pleasing to the eyes I've seen with very good info, great job! Your portfolio has really morphed into a combination of great dividend producing company's, again kudos!
I notice you deploy monies once that amount reaches $500 and your goal is an annual return of 12%.
Questions:
As your portfolio increases in value and increases in overall dividend payments do you plan on deploying funds at a larger amount then $500 in order to decrease costs?
Your annual return of 12%, does this percentage include dividends and new money deployed into the fund?
Just curious, because as my own portfolio has grown over the years and particularly since I moved into a DGI portfolio, in the first quarter of 2014, I've become more aware of "costs". In the last year, Ive gone into a restructuring mode in all aspects of our lives (my family) in order to save on these overall costs such as mortgage refi, loan payments, loan rates, coupons, cell phone bills etc etc etc. On the portfolio front, as I add additional monies in addition to the monthly dividends I now tend to deploy those funds in larger amounts then I have in the past. The more assets I have accumulated the more I want to keep for myself, strange, when I had less I didn't mind paying that trading fee, now I'm less willing to part with those pennies on the dollar, which in turn slows me down and makes me a better overall investor.
I personally shoot for a return of 7% not counting new money.
I notice you deploy monies once that amount reaches $500 and your goal is an annual return of 12%.
Questions:
As your portfolio increases in value and increases in overall dividend payments do you plan on deploying funds at a larger amount then $500 in order to decrease costs?
Your annual return of 12%, does this percentage include dividends and new money deployed into the fund?
Just curious, because as my own portfolio has grown over the years and particularly since I moved into a DGI portfolio, in the first quarter of 2014, I've become more aware of "costs". In the last year, Ive gone into a restructuring mode in all aspects of our lives (my family) in order to save on these overall costs such as mortgage refi, loan payments, loan rates, coupons, cell phone bills etc etc etc. On the portfolio front, as I add additional monies in addition to the monthly dividends I now tend to deploy those funds in larger amounts then I have in the past. The more assets I have accumulated the more I want to keep for myself, strange, when I had less I didn't mind paying that trading fee, now I'm less willing to part with those pennies on the dollar, which in turn slows me down and makes me a better overall investor.
I personally shoot for a return of 7% not counting new money.